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Unum UNM EBITDA margin

EBITDA margin at other companies

The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
19.6%+3.9pp
MetLife logo
MetLifeMET
7%-1.9pp
Prudential Financial logo
Prudential FinancialPRU
7.5%
Horace Mann Educators logo
Horace Mann EducatorsHMN
15.6%+3.0pp
Humana logo
HumanaHUM
3.4%-1.7pp
UnitedHealth Group logo
UnitedHealth GroupUNH
5.2%-4.0pp

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from Unum’s reported figures.

Based on trailing twelve months.

The source filing: Unum’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075

FAQ

What is Unum's EBITDA margin?
Unum (UNM) reported EBITDA margin of 9.5% in Q2 2026.
How has Unum's EBITDA margin changed year-over-year?
Unum's EBITDA margin decreased by 35.2% year-over-year, from 14.6% to 9.5%.
What is the long-term trend for Unum's EBITDA margin?
Over 5 years (2020 to 2025), Unum's EBITDA margin has grown at a 0.1% compound annual growth rate (CAGR), from 9.6% to 9.7%.
What does EBITDA margin mean?
EBITDA (earnings before interest, taxes, depreciation, and amortization) as a percentage of revenue, trailing twelve months. A proxy for cash operating profitability that strips out capital-structure and non-cash charges.

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