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Unum UNM EBITDA margin

EBITDA margin at other companies

The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
19.6%+3.9pp
MetLife logo
MetLifeMET
7%-1.9pp
Prudential Financial logo
Prudential FinancialPRU
7.5%
Humana logo
HumanaHUM
3.4%-1.7pp
UnitedHealth Group logo
UnitedHealth GroupUNH
5.2%-4.0pp
Corebridge Financial logo
Corebridge FinancialCRBG

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from Unum’s reported figures.

Based on trailing twelve months.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's EBITDA margin?
Unum (UNM) reported EBITDA margin of 10% in Q1 2026.
How has Unum's EBITDA margin changed year-over-year?
Unum's EBITDA margin decreased by 35.0% year-over-year, from 15.3% to 10%.
What is the long-term trend for Unum's EBITDA margin?
Over 5 years (2020 to 2025), Unum's EBITDA margin has grown at a 0.1% compound annual growth rate (CAGR), from 9.6% to 9.7%.
What does EBITDA margin mean?
Operating cash profitability per sales dollar, before interest, taxes, and non-cash charges.
How do you interpret EBITDA margin?
Useful for comparing operating profitability across firms with different depreciation policies and leverage. High EBITDA margin alongside heavy capex can still mean weak free cash flow — pair it with FCF margin.
How does EBITDA margin compare across companies?
Widely used to compare capital-intensive businesses on a like-for-like basis. Less meaningful for banks and insurers.