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Unum UNM Policyholder contract deposits

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:AdditionsToContractHoldersFunds.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemSix Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Issuances of Common Stock3.02.8
Repurchases of Common Stock(608.7)(500.9)
Dividends Paid to Stockholders(151.8)(150.5)
Proceeds from Policyholders' Account Deposits654.063.3
Payments for Policyholders' Account Withdrawals(264.0)(43.2)
Other, Net(11.9)(1.8)
Net Cash Used by Financing Activities(386.6)(630.3)
Net Increase in Cash and Bank Deposits41.01,032.0

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's policyholder contract deposits?
Unum (UNM) reported policyholder contract deposits of $500.2M in Q2 2026.
How has Unum's policyholder contract deposits changed year-over-year?
Unum's policyholder contract deposits increased by 1513.5% year-over-year, from $31M to $500.2M.
What is the long-term trend for Unum's policyholder contract deposits?
Over 4 years (2021 to 2025), Unum's policyholder contract deposits has grown at a -0.8% compound annual growth rate (CAGR), from $128.1M to $124.1M.
What does policyholder contract deposits mean?
Cash inflows representing new deposits or premiums received from policyholders that are held in contract funds. These funds are managed by the insurer to meet future benefit obligations.

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