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Unum UNM Withdrawal from Contract Holders Funds

Withdrawal from Contract Holders Funds at other companies

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:WithdrawalFromContractHoldersFunds.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemSix Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Repurchases of Common Stock(608.7)(500.9)
Dividends Paid to Stockholders(151.8)(150.5)
Proceeds from Policyholders' Account Deposits654.063.3
Payments for Policyholders' Account Withdrawals(264.0)(43.2)
Other, Net(11.9)(1.8)
Net Cash Used by Financing Activities(386.6)(630.3)
Net Increase in Cash and Bank Deposits41.01,032.0
Cash and Bank Deposits at Beginning of Year158.2162.8

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's withdrawal from contract holders funds?
Unum (UNM) reported withdrawal from contract holders funds of $221M in Q2 2026.
How has Unum's withdrawal from contract holders funds changed year-over-year?
Unum's withdrawal from contract holders funds increased by 978.0% year-over-year, from $20.5M to $221M.
What is the long-term trend for Unum's withdrawal from contract holders funds?
Over 4 years (2021 to 2025), Unum's withdrawal from contract holders funds has grown at a 2.3% compound annual growth rate (CAGR), from $80.7M to $88.5M.
What does withdrawal from contract holders funds mean?
Cash outflows resulting from policyholders withdrawing funds from their insurance or annuity contracts. This reflects the liquidity demands placed on the company by its policyholder base.

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