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Unum UNM Benefits, Losses and Expenses

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemThree Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Amortization of Deferred Acquisition Costs135.4132.2269.6257.6
Compensation Expense307.0292.0632.5602.4
Other Expenses366.7323.5724.5642.1
Total Benefits and Expenses3,040.52,944.46,093.05,792.4
Income Before Income Tax329.5417.0632.2660.6
Income Tax Expense (Benefit)
Current71.789.1109.5169.5
Deferred0.9(7.7)33.8(33.6)

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's benefits, losses and expenses?
Unum (UNM) reported benefits, losses and expenses of $3.04B in Q2 2026.
How has Unum's benefits, losses and expenses changed year-over-year?
Unum's benefits, losses and expenses increased by 3.3% year-over-year, from $2.94B to $3.04B.
What is the long-term trend for Unum's benefits, losses and expenses?
Over 4 years (2021 to 2025), Unum's benefits, losses and expenses has grown at a 2.6% compound annual growth rate (CAGR), from $10.95B to $12.14B.
What does benefits, losses and expenses mean?
This represents the aggregate of all insurance-related claims, policy benefits, and operational expenses incurred during the period. It is the primary cost metric used to determine the underwriting profitability of the insurance portfolio.

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