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Unum UNM Benefits, Losses and Expenses

Benefits, Losses and Expenses at other companies

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Segments

By segment

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Unum US$1.73B+3.3%
Closed Block$579.8M+18.4%
Colonial Life$392.4M+2.1%
Unum International$288.7M+22.0%
Corporate$63.9M-1.7%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's benefits, losses and expenses?
Unum (UNM) reported benefits, losses and expenses of $3.05B in Q1 2026.
How has Unum's benefits, losses and expenses changed year-over-year?
Unum's benefits, losses and expenses increased by 7.2% year-over-year, from $2.85B to $3.05B.
What is the long-term trend for Unum's benefits, losses and expenses?
Over 4 years (2021 to 2025), Unum's benefits, losses and expenses has grown at a 3.1% compound annual growth rate (CAGR), from $10.75B to $12.14B.
What does benefits, losses and expenses mean?
The total cost of claims, benefits, and operating expenses incurred to generate insurance revenue.
How do you interpret benefits, losses and expenses?
A decrease relative to premium income signals improved underwriting discipline and operational efficiency.
How does benefits, losses and expenses compare across companies?
Core metric for all insurers; directly comparable to the combined ratio components of peer companies.