Skip to content
Screener

Unum UNM Closed Block — Future Policy Benefits

Similar metrics at other companies

Genworth Financial logo
GNWClosed Block — Future Policy Benefits
$55.23B+3.0%
Jackson Financial logo
JXNClosed Block Annuity — Liability for Future Policy Benefit, before Reinsurance
$3.53B-7.2%
Jackson Financial logo
JXNClosed Block Life — Liability for Future Policy Benefit, before Reinsurance
$3.46B-2.7%
Equitable Holdings logo
EQHWhole Life Closed Block and Open Block products — Future policy benefits and other policyholders’ liabilities
$4.84B-4.8%
CNA Financial logo
CNASpecialty — Future policy benefits
$0
CNA Financial logo
CNACommercial — Future policy benefits
$0

Other financials

Income statement

See full
Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

See full
Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

See full
Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

See full
Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

See full
Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemJune 30 / 2026June 30 / 2025
Liability for future policy benefits
Unum US1$8,328.9$8,611.6
Unum International12,350.82,402.5
Colonial Life2,060.91,968.9
Closed Block124,686.823,996.3
Other products1183.3203.6
Total liability for future policy benefits$37,610.7$37,182.9

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's closed block — future policy benefits?
Unum (UNM) reported closed block — future policy benefits of $24.69B in Q2 2026.
How has Unum's closed block — future policy benefits changed year-over-year?
Unum's closed block — future policy benefits increased by 2.9% year-over-year, from $24B to $24.69B.
What is the long-term trend for Unum's closed block — future policy benefits?
Over 3 years (2022 to 2025), Unum's closed block — future policy benefits has grown at a -2.5% compound annual growth rate (CAGR), from $106.11B to $98.2B.
What does closed block — future policy benefits mean?
This represents the estimated liability for future policy benefits, reflecting the present value of future claims and expenses minus the present value of future net premiums. It is the core reserve held to ensure the company can meet its long-term contractual obligations to policyholders. This balance is sensitive to actuarial assumptions regarding mortality, morbidity, and interest rates.

Ask your AI about Unum's closed block — future policy benefits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude