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Unum UNM Colonial Life — Adjusted Net Investment Income

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:AdjustedNetInvestmentIncome.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemUnum USUnum InternationalColonial LifeClosed BlockCorporateTotal
Premium Income$1,858.2$289.3$477.4$192.9$2,817.8
Adjusted Net Investment Income1155.842.250.1226.120.5494.7
Other Income65.92.70.49.60.479.0
Segment Adjusted Operating Revenue2,079.9334.2527.9428.620.93,391.5
Policy Benefits1,165.1219.8230.9373.12.31,991.2
Policy Benefits - Remeasurement Loss (Gain)(29.1)6.9(8.0)40.210.0
Commissions213.729.2106.914.5364.3
Interest and Debt Expense53.353.3

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's colonial life — adjusted net investment income?
Unum (UNM) reported colonial life — adjusted net investment income of $50.1M in Q2 2026.
What does colonial life — adjusted net investment income mean?
This metric reflects the recurring income generated from the investment portfolio specifically allocated to the Colonial Life business segment, excluding non-recurring items or specific accounting adjustments. It represents the yield earned on assets held to back insurance reserves and capital requirements, providing insight into the segment's core profitability and investment efficiency. Consistent growth in this metric indicates effective asset management and a stable source of earnings to support long-term policy obligations.

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