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Unum UNM Colonial Life — Interest credited

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:InterestCreditedToPolicyholdersAccountBalances.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemUnum US - Voluntary BenefitsColonial LifeClosed Block - All OtherTotal
Policy charges1(26.0)(33.9)(57.0)(116.9)
Surrenders and withdrawals(18.8)(18.2)(70.5)(107.5)
Benefit payments(2.8)(4.4)(75.4)(82.6)
Interest credited9.416.9168.2194.5
Other3.6(0.3)2.86.1
Balance, end of period536.3841.44,050.55,428.2
Reserves in excess of account balance120.113.242.0175.3
Total policyholders' account balances656.4854.64,092.55,603.5

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's colonial life — interest credited?
Unum (UNM) reported colonial life — interest credited of $8.5M in Q2 2026.
How has Unum's colonial life — interest credited changed year-over-year?
Unum's colonial life — interest credited decreased by 0.0% year-over-year, from $8.5M to $8.5M.
What is the long-term trend for Unum's colonial life — interest credited?
Over 4 years (2021 to 2025), Unum's colonial life — interest credited has grown at a -0.1% compound annual growth rate (CAGR), from $34M to $33.9M.
What does colonial life — interest credited mean?
The interest expense accrued and credited to policyholder account balances based on the contractual terms of the insurance products. This represents the cost of funds for the insurer.

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