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Unum UNM Colonial Life — Net Amount at Risk

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Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalanceNetAmountAtRisk.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's colonial life — net amount at risk?
Unum (UNM) reported colonial life — net amount at risk of $7.55B in Q1 2026.
How has Unum's colonial life — net amount at risk changed year-over-year?
Unum's colonial life — net amount at risk decreased by 6.3% year-over-year, from $8.06B to $7.55B.
What is the long-term trend for Unum's colonial life — net amount at risk?
Over 3 years (2022 to 2025), Unum's colonial life — net amount at risk has grown at a -6.3% compound annual growth rate (CAGR), from $38.29B to $31.45B.
What does colonial life — net amount at risk mean?
The net amount the insurer would have to pay out if all policyholders died today, beyond what is already in their accounts.
How do you interpret colonial life — net amount at risk?
An increase indicates higher mortality risk exposure, requiring more capital reserves to cover potential claims.
How does colonial life — net amount at risk compare across companies?
Standard metric for life insurers to quantify mortality risk in universal life insurance portfolios.