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Unum UNM Colonial Life — Policyholder Account Balance, Reinsurance recoverable

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:PolicyholderAccountBalanceReinsuranceRecoverable.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemUnum US - Voluntary BenefitsColonial LifeClosed Block - All OtherTotal
Balance, end of period536.3841.44,050.55,428.2
Reserves in excess of account balance120.113.242.0175.3
Total policyholders' account balances656.4854.64,092.55,603.5
Less: Reinsurance recoverable related to policyholders' account balances0.70.14,092.54,093.3
Net policyholders' account balances, after reinsurance recoverable$655.7$854.5$1,510.2
Weighted average crediting rate3.5%4.1%8.6%7.4%
Net amount at risk2$3,556.7$7,429.4$1,613.5$12,599.6
Cash surrender value$527.3$824.5$4,013.8$5,365.6

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's colonial life — policyholder account balance, reinsurance recoverable?
Unum (UNM) reported colonial life — policyholder account balance, reinsurance recoverable of $100K in Q2 2026.
How has Unum's colonial life — policyholder account balance, reinsurance recoverable changed year-over-year?
Unum's colonial life — policyholder account balance, reinsurance recoverable decreased by 0.0% year-over-year, from $100K to $100K.
What is the long-term trend for Unum's colonial life — policyholder account balance, reinsurance recoverable?
Over 3 years (2022 to 2025), Unum's colonial life — policyholder account balance, reinsurance recoverable has grown at a -37.0% compound annual growth rate (CAGR), from $800K to $200K.
What does colonial life — policyholder account balance, reinsurance recoverable mean?
The portion of policyholder account liabilities that is ceded to reinsurers under risk-sharing agreements. It represents the amount the insurer expects to collect from reinsurers to cover claims or account value obligations.

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