Skip to content

Unum UNM Colonial Life — Reserves for Future Policy Contract Benefits

Other segment segments

Closed Block
$25.09B+4.2%
Unum US
$8.49B-2.0%
Unum International
$2.4B+11.2%

Similar metrics at other companies

Ameriprise Financial logo
AMPTerm and Whole Life Insurance — Reserve for future policy benefits
$561M-6.3%
Aflac logo
AFLLife insurance — Future policy benefits
$16.16B-19.9%
Cincinnati Financial logo
CINFWhole Life Insurance — Life policy and investment contract reserves
$426M+5.2%
Aflac logo
AFLMedical and other health — Future policy benefits
$6.85B-23.0%
Corebridge Financial logo
CRBGCorporate & Other — Future policy benefits for life and accident and health insurance contracts
Corebridge Financial logo
CRBGLife Insurance — Future Policy Benefits

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: Unum’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unum's colonial life — reserves for future policy contract benefits.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unum's colonial life — reserves for future policy contract benefits?
Unum (UNM) reported colonial life — reserves for future policy contract benefits of $2.03B in Q4 2025.
How has Unum's colonial life — reserves for future policy contract benefits changed year-over-year?
Unum's colonial life — reserves for future policy contract benefits increased by 6.7% year-over-year, from $1.9B to $2.03B.
What does colonial life — reserves for future policy contract benefits mean?
The total pool of money reserved to pay future insurance claims and benefits.
How do you interpret colonial life — reserves for future policy contract benefits?
Growth in reserves generally tracks with the growth of the insurance book, but excessive growth relative to premiums may indicate underpricing or adverse claim trends.
How does colonial life — reserves for future policy contract benefits compare across companies?
Standard industry metric known as 'Policy Reserves' or 'Future Policy Benefits'.