Skip to content

Unum UNM Group Disability — Expected future benefit payments

Other product segments

Long-term Care
$58.23B-2.0%
Other Insurance Product Line
$10.05B-7.5%
Voluntary Benefits
$6.19B+5.5%
Individual Disability
$5.1B-0.8%

Similar metrics at other companies

Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Policy Benefit Undiscounted Before Reinsurance
$10B+1.4%
Aflac logo
AFLDisability — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$118M-1.7%
Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefits Payment For Benefits
$61M+7.0%
Aflac logo
AFLDisability — Liability for Future Policy Benefit, Expected Future Policy Benefit, before Reinsurance, after Discount Rate Change
232,200,000,000%-4,000,000,000pp
Aflac logo
AFLDisability — Benefits and Expenses
$2.5B
Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Gross Premium Undiscounted Before Reinsurance
$8.75B+0.8%

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitUndiscountedBeforeReinsurance.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unum's group disability — expected future benefit payments.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unum's group disability — expected future benefit payments?
Unum (UNM) reported group disability — expected future benefit payments of $5.57B in Q1 2026.
How has Unum's group disability — expected future benefit payments changed year-over-year?
Unum's group disability — expected future benefit payments decreased by 5.0% year-over-year, from $5.86B to $5.57B.
What is the long-term trend for Unum's group disability — expected future benefit payments?
Over 3 years (2022 to 2025), Unum's group disability — expected future benefit payments has grown at a -7.2% compound annual growth rate (CAGR), from $28.78B to $22.99B.
What does group disability — expected future benefit payments mean?
The projected total cash the company expects to pay out for future disability claims.
How do you interpret group disability — expected future benefit payments?
Changes reflect updated actuarial expectations regarding the health and longevity of the insured population.
How does group disability — expected future benefit payments compare across companies?
Standard actuarial projection used by life and disability insurers.