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Unum UNM Group Disability — Total liability for future policy benefits

Similar metrics at other companies

Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefits
$1.98B+4.6%
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PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Policy Benefit Undiscounted Before Reinsurance
$10B+1.4%
Equitable Holdings logo
EQHGroup Pension — Future policy benefits and other policyholders’ liabilities
$417M-8.1%
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PFGIndividual Disability — Liability For Future Policy Benefit Expected Future Policy Benefit Issuance
$14.4M-20.4%
Aflac logo
AFLDisability — Liability for Future Policy Benefit, Expected Future Policy Benefit, Undiscounted, before Reinsurance
$3.06B-1.8%
MetLife logo
METGroup Long-Term Disability — All outstanding liabilities for incurral years not separately stated, net of reinsurance
$1.46B-0.3%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceAfterOther.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's group disability — total liability for future policy benefits?
Unum (UNM) reported group disability — total liability for future policy benefits of $4.52B in Q1 2026.
How has Unum's group disability — total liability for future policy benefits changed year-over-year?
Unum's group disability — total liability for future policy benefits decreased by 4.4% year-over-year, from $4.73B to $4.52B.
What is the long-term trend for Unum's group disability — total liability for future policy benefits?
Over 3 years (2022 to 2025), Unum's group disability — total liability for future policy benefits has grown at a -7.3% compound annual growth rate (CAGR), from $23.42B to $18.65B.
What does group disability — total liability for future policy benefits mean?
This represents the gross total of all liabilities established to cover future disability benefit payments for the group segment. It encompasses the present value of expected future benefits, adjusted for interest accretion and other actuarial factors. This figure provides a comprehensive view of the segment's total long-term liability exposure.