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Unum UNM Group Life and AD&D — Expected future benefit payments

Other product segments

Long-term Care
$58.23B-2.0%
Other Insurance Product Line
$10.05B-7.5%
Voluntary Benefits
$6.19B+5.5%
Individual Disability
$5.1B-0.8%

Similar metrics at other companies

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GLLife — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$340.03M-2.5%
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FNFTraditional Life — Expected future benefit payments
$1.79B-7.4%
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GLLife — PV of expected future policy benefits, Not discounted
$80.51B+0.8%
Aflac logo
AFLDental/vision — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$15M0.0%
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GELife — Future policy benefit reserves
$877M-12.6%
Equitable Holdings logo
EQHGroup Pension — Expected future benefit payments and expenses (undiscounted)
$565M-8.3%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitUndiscountedBeforeReinsurance.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's group life and AD&D — expected future benefit payments?
Unum (UNM) reported group life and AD&D — expected future benefit payments of $891.3M in Q1 2026.
How has Unum's group life and AD&D — expected future benefit payments changed year-over-year?
Unum's group life and AD&D — expected future benefit payments decreased by 4.2% year-over-year, from $930M to $891.3M.
What is the long-term trend for Unum's group life and AD&D — expected future benefit payments?
Over 3 years (2022 to 2025), Unum's group life and AD&D — expected future benefit payments has grown at a -6.9% compound annual growth rate (CAGR), from $4.57B to $3.68B.
What does group life and AD&D — expected future benefit payments mean?
The projected total amount of money the company expects to pay out in future insurance claims.
How do you interpret group life and AD&D — expected future benefit payments?
An increase in expected future payments relative to premiums may signal a need for premium adjustments or tighter underwriting standards.
How does group life and AD&D — expected future benefit payments compare across companies?
Standard actuarial projection used in long-duration insurance accounting.