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Unum UNM Individual Disability — Other

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitOther.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemGroup DisabilityGroup Life and AD&DVoluntary BenefitsIndividual DisabilityTotal Unum US
Effect of change in discount rate assumptions(114.8)(10.8)(238.3)(52.5)(416.4)
Balance, end of period$4,502.4$772.0$2,716.6$3,098.6$11,089.6
Net liability for future policy benefits$4,502.4$772.0$1,148.9$1,873.5$8,296.8
Other0.10.84.926.332.1
Total liability for future policy benefits4,502.5772.81,153.81,899.88,328.9
Less: Reinsurance recoverable related to future policy benefits23.36.812.7375.3418.1
Net liability for future policy benefits, after reinsurance recoverable$4,479.2$766.0$1,141.1$1,524.5$7,910.8
1Issuances include new policy issuances for most product lines. Issuances for Unum US group disability and Unum US group life and AD&D represents new claim incurrals.

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's individual disability — other?
Unum (UNM) reported individual disability — other of $26.3M in Q2 2026.
How has Unum's individual disability — other changed year-over-year?
Unum's individual disability — other decreased by 3.0% year-over-year, from $27.1M to $26.3M.
What is the long-term trend for Unum's individual disability — other?
Over 2 years (2023 to 2025), Unum's individual disability — other has grown at a -0.9% compound annual growth rate (CAGR), from $108.3M to $106.4M.
What does individual disability — other mean?
This category captures miscellaneous adjustments, accruals, or minor components within the individual disability segment that do not fit into primary liability or premium categories. It often includes administrative expenses, specific reserve adjustments, or non-recurring items related to the segment's operations. It provides a catch-all view for reconciling the segment's total financial performance.

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