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Unum UNM Other Insurance Product Line — Policyholders' Account Balances

Other product segments

Voluntary Benefits
$656.4M-2.2%

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderFunds.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemUnum US - Voluntary BenefitsColonial LifeClosed Block - All OtherTotal
Other3.6(0.3)2.86.1
Balance, end of period536.3841.44,050.55,428.2
Reserves in excess of account balance120.113.242.0175.3
Total policyholders' account balances656.4854.64,092.55,603.5
Less: Reinsurance recoverable related to policyholders' account balances0.70.14,092.54,093.3
Net policyholders' account balances, after reinsurance recoverable$655.7$854.5$1,510.2
Weighted average crediting rate3.5%4.1%8.6%7.4%
Net amount at risk2$3,556.7$7,429.4$1,613.5$12,599.6

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's other insurance product line — policyholders' account balances?
Unum (UNM) reported other insurance product line — policyholders' account balances of $4.09B in Q2 2026.
How has Unum's other insurance product line — policyholders' account balances changed year-over-year?
Unum's other insurance product line — policyholders' account balances decreased by 0.3% year-over-year, from $4.1B to $4.09B.
What is the long-term trend for Unum's other insurance product line — policyholders' account balances?
Over 3 years (2022 to 2025), Unum's other insurance product line — policyholders' account balances has grown at a -0.9% compound annual growth rate (CAGR), from $16.89B to $16.44B.
What does other insurance product line — policyholders' account balances mean?
Represents the total liability held by the insurer for policyholder account balances within the specified insurance product line. This balance reflects the accumulation of premiums received, interest credited, and policy charges, adjusted for withdrawals and benefit payments.

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