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Unum UNM Other Products — Future Policy Benefits

Other segment segments

Closed Block
$14.97B-13.8%
Unum US
$7.93B-6.7%
Unum International
$2.17B+1.2%
Colonial Life
$2.01B+3.5%

Similar metrics at other companies

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AIZOther — Future policy benefits and expenses
$63.2M-7.6%
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AFLOther — Future policy benefits
$3.23B-16.7%
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BRK.AOther Insurance Product Line — Liability For Future Policy Benefits
$2.87B-0.2%
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AFLOther — Liability for Future Policy Benefit, after Reinsurance
$3.21B-17.2%
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CBOther Segments — Future policy benefits
$1.61B+12.8%
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AFLCorporate and other — Future policy benefits
$4.59B-10.2%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's other products — future policy benefits?
Unum (UNM) reported other products — future policy benefits of $188M in Q1 2026.
How has Unum's other products — future policy benefits changed year-over-year?
Unum's other products — future policy benefits decreased by 9.5% year-over-year, from $207.8M to $188M.
What is the long-term trend for Unum's other products — future policy benefits?
Over 3 years (2022 to 2025), Unum's other products — future policy benefits has grown at a -3.2% compound annual growth rate (CAGR), from $877.2M to $795.9M.
What does other products — future policy benefits mean?
The estimated total amount of money the company expects to pay out in the future for insurance policies within the 'Other Products' segment.
How do you interpret other products — future policy benefits?
An increase typically reflects growth in the underlying insurance book or adjustments to actuarial assumptions regarding long-term claim costs, while a decrease may indicate portfolio runoff or improved mortality/morbidity experience.
How does other products — future policy benefits compare across companies?
Peers in the insurance industry report similar reserves under 'Future Policy Benefits' or 'Policy Liabilities' for non-core segments, though specific product mixes vary significantly by company.