Skip to content
OpenCapital
Get started

Unum UNM Unum International — Effect of change in discount rate assumptions

Other segment segments

Colonial Life
-$182.4M+8.2%
Closed Block
$124.3M-16.2%
Unum US
-$89.4M+4.4%

Similar metrics at other companies

Cincinnati Financial logo
CINFUniversal life — Effect of changes in interest rate assumptions
$1M0.0%
Globe Life logo
GLOther — Effect of changes in discount rate assumptions
$310.82M-21.5%
Cincinnati Financial logo
CINFUniversal Life — Remeasurement at market value discount rates
$0—
Globe Life logo
GLOther — Effect of change from original to current discount rates
$8.79M-36.5%
Globe Life logo
GLUnited American — Effect of change from original to current discount rates
-$28.77M-141%
Aflac logo
AFLMedical and other health — Effect of changes in discount rate assumptions
-$1.4B-238%

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:AociLiabilityForFuturePolicyBenefitExpectedNetPremiumBeforeTax.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unum's unum international — effect of change in discount rate assumptions.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unum's unum international — effect of change in discount rate assumptions?
Unum (UNM) reported unum international — effect of change in discount rate assumptions of -$41.5M in Q1 2026.
How has Unum's unum international — effect of change in discount rate assumptions changed year-over-year?
Unum's unum international — effect of change in discount rate assumptions decreased by 10.7% year-over-year, from -$37.5M to -$41.5M.
What is the long-term trend for Unum's unum international — effect of change in discount rate assumptions?
Over 3 years (2022 to 2025), Unum's unum international — effect of change in discount rate assumptions has grown at a -9.3% compound annual growth rate (CAGR), from -$173.2M to -$129.2M.
What does unum international — effect of change in discount rate assumptions mean?
The change in the value of insurance liabilities caused by updating the interest rate used to discount future payments.
How do you interpret unum international — effect of change in discount rate assumptions?
A decrease in liabilities due to a higher discount rate is generally favorable for the balance sheet.
How does unum international — effect of change in discount rate assumptions compare across companies?
Standard sensitivity analysis for insurance companies under LDTI or similar long-duration accounting frameworks.