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Unum UNM Unum International — Segment Adjusted Operating Income

Other segment segments

Unum US
$337.9M+2.7%
Closed Block
-$145.3M-1,916%
Colonial Life
$127.8M+10.5%
Corporate
-$43.6M-6.1%

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TRUInternational — Operating Income
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TRUInternational — Adjusted EBITDA
$69.5M+13.0%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum international — segment adjusted operating income?
Unum (UNM) reported unum international — segment adjusted operating income of $30.9M in Q1 2026.
How has Unum's unum international — segment adjusted operating income changed year-over-year?
Unum's unum international — segment adjusted operating income decreased by 20.2% year-over-year, from $38.7M to $30.9M.
What is the long-term trend for Unum's unum international — segment adjusted operating income?
Over 4 years (2021 to 2025), Unum's unum international — segment adjusted operating income has grown at a 9.6% compound annual growth rate (CAGR), from $105.7M to $152.3M.
What does unum international — segment adjusted operating income mean?
The core operating profit generated by the international business segment.
How do you interpret unum international — segment adjusted operating income?
An increase reflects improved underwriting margins, higher investment income, or better cost management within the segment.
How does unum international — segment adjusted operating income compare across companies?
Equivalent to 'Segment Operating Profit' or 'Underlying Earnings' used by insurance companies to report segment performance.