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Unum UNM Unum International — Supplementary Insurance Information Net Investment Income

Other segment segments

Closed Block
$1.02B-11.5%
Unum Us
$604.2M-4.4%
Colonial Life
$172.6M+6.9%
Corporate and Other Segment
$93.8M+60.1%

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

See full
Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationNetInvestmentIncome.

The source filing: Unum’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:30 PM EST
Fiscal year
FY2025
Accession
0000005513-26-000008

| Unum US | $7,083.5 | $604.2 | $4,120.4 | $283.3 | $2,115.2 | $4,947.5 | | Unum International | 1,082.8 | 145.6 | 767.4 | 10.7 | 300.3 | 613.6 | | Colonial Life | 1,839.1 | 172.6 | 876.2 | 233.1 | 431.5 | 1,278.1 | | Closed Block | 825.6 | 1,016.5 | 2,301.3 | — | 313.0 | 818.8 | | Corporate | — | 93.8 | — | — | 389.6 | — | | Total | $10,831.0 | $2,032.7 | $8,065.3 | $527.1 | $3,549.6 | | | December 31, 2024 | | | | | | | | Unum US | $6,883.2 | $632.2 | $3,864.7 | $292.5 | $2,011.3 | $4,834.0 | | Unum International | 949.5 | 128.8 | 656.7 | 9.5 | 263.4 | 581.6 | | Colonial Life | 1,783.9 | 161.5 | 804.7 | 219.0 | 413.0 | 1,247.4 |

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Unum's unum international — supplementary insurance information net investment income?
Unum (UNM) reported unum international — supplementary insurance information net investment income of $36.4M in Q4 2025.
How has Unum's unum international — supplementary insurance information net investment income changed year-over-year?
Unum's unum international — supplementary insurance information net investment income increased by 13.0% year-over-year, from $32.2M to $36.4M.
What is the long-term trend for Unum's unum international — supplementary insurance information net investment income?
Over 4 years (2021 to 2025), Unum's unum international — supplementary insurance information net investment income has grown at a 2.3% compound annual growth rate (CAGR), from $132.7M to $145.6M.
What does unum international — supplementary insurance information net investment income mean?
This metric measures the income generated from the insurance segment's investment portfolio, primarily consisting of interest, dividends, and realized gains on invested assets. It represents a critical component of the insurer's total profitability, as investment returns are used to offset the cost of future policy benefits. The performance is driven by the size of the asset base and the yield achieved on the invested capital.

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