Skip to content
Screener

Unum UNM Unum International — Total liability for future policy benefits

Similar metrics at other companies

CNA Financial logo
CNAInternational — Future policy benefits
$0
Prudential Financial logo
PRUInternational Businesses — Liability for Future Policy Benefit, Expected Future Policy Benefit, Amortization
$539M+1.1%
Prudential Financial logo
PRUTotal — Liability for Future Policy Benefit, Expected Future Policy Benefit, Amortization
$676M+0.1%
Aflac logo
AFLDisability — Liability for Future Policy Benefit, Expected Future Policy Benefit, Benefit Payment
$118M-1.7%
Citizens logo
CIAInternational Insurance Segment — Net liability for future policy benefits
$798.04M-1.5%
Principal Financial Group logo
PFGIndividual Disability — Liability For Future Policy Benefits
$2.04B+6.5%

Other financials

Income statement

See full
Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

See full
Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

See full
Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

See full
Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

See full
Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceAfterOther.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemJune 30 / 2026June 30 / 2025
Effect of change in discount rate assumptions(253.3)(243.6)
Balance, end of period$2,645.4$2,689.6
Net liability for future policy benefits$2,301.5$2,352.4
Other49.350.1
Total liability for future policy benefits2,350.82,402.5
Less: Reinsurance recoverable related to future policy benefits85.973.1
Net liability for future policy benefits, after reinsurance recoverable$2,264.9$2,329.4
1Issuances for Unum International primarily represent new claim incurrals.

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's unum international — total liability for future policy benefits?
Unum (UNM) reported unum international — total liability for future policy benefits of $2.35B in Q2 2026.
How has Unum's unum international — total liability for future policy benefits changed year-over-year?
Unum's unum international — total liability for future policy benefits decreased by 2.2% year-over-year, from $2.4B to $2.35B.
What is the long-term trend for Unum's unum international — total liability for future policy benefits?
Over 3 years (2022 to 2025), Unum's unum international — total liability for future policy benefits has grown at a 2.5% compound annual growth rate (CAGR), from $8.67B to $9.34B.
What does unum international — total liability for future policy benefits mean?
This is the aggregate balance sheet liability representing the present value of future insurance benefits, including all adjustments and reserves. It reflects the total financial commitment the company has made to its policyholders. This metric is a key indicator of the scale and long-term risk profile of the insurance segment.

Ask your AI about Unum's unum international — total liability for future policy benefits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude