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Unum UNM Unum US — Adjusted Other Income

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:AdjustedOtherIncome.

The source filing: Unum’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:30 PM EST
Fiscal year
FY2025
Accession
0000005513-26-000008
Line itemUnum USUnum InternationalColonial LifeClosed BlockCorporateTotal
Premium Income$7,083.5$1,082.8$1,839.1$825.6$10,831.0
Net Investment Income604.2145.6172.61,016.593.82,032.7
Other Income1249.87.71.649.90.4309.4
Adjusted Operating Revenue$7,937.5$1,236.1$2,013.3$1,892.0$94.2$13,173.1
Adjusted Policy Benefits2$4,353.3$793.0$908.1$1,542.2$7,596.6
Adjusted Policy Benefits - Remeasurement Loss (Gain)3(86.2)(20.2)(23.0)90.0(39.4)
Commissions794.995.7398.666.11,355.3
Interest and Debt Expense208.8208.8

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Unum's unum US — adjusted other income?
Unum (UNM) reported unum US — adjusted other income of $62.45M in Q4 2025.
What does unum US — adjusted other income mean?
This metric captures supplemental revenue streams for the business segment that are not derived from core insurance premiums or net investment income. It includes items such as fee-based income, service charges, or other ancillary revenue sources. It provides a view of the segment's ability to generate income beyond traditional underwriting and investment activities.

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