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Unum UNM Unum US — Commissions

Other segment segments

Colonial Life
$102.9M+5.8%
Unum International
$31M+38.4%
Closed Block
$15.2M-15.1%
Corporate
$0

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EGOther — Commission and brokerage
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GLHealth — Commissions
$47.45M+10.6%
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EGInsurance — Commission and brokerage
$133M+16.7%
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PFGSegment Benefits And Protection — Noninterest Expense Commission Expense
$142.4M-5.7%
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UHAL.BProperty And Casualty Insurance — Sales Commissions And Fees

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:InsuranceCommissions.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum US — commissions?
Unum (UNM) reported unum US — commissions of $219.4M in Q1 2026.
How has Unum's unum US — commissions changed year-over-year?
Unum's unum US — commissions increased by 6.7% year-over-year, from $205.6M to $219.4M.
What is the long-term trend for Unum's unum US — commissions?
Over 3 years (2022 to 2025), Unum's unum US — commissions has grown at a 9.0% compound annual growth rate (CAGR), from $614.4M to $794.9M.
What does unum US — commissions mean?
The total fees paid to insurance agents and brokers for selling and managing policies.
How do you interpret unum US — commissions?
High commissions relative to premium growth may indicate rising acquisition costs, while lower commissions might suggest improved distribution efficiency or product mix shifts.
How does unum US — commissions compare across companies?
Commonly reported as 'Commission Expense' or 'Acquisition Costs' across the insurance industry.