Unum UNM Unum US — Deferral of Acquisition Costs

Other segment segments

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Questions, answered.

What is Unum's unum US — deferral of acquisition costs?

Unum (UNM) reported unum US — deferral of acquisition costs of $91.6M in Q1 2026.

How has Unum's unum US — deferral of acquisition costs changed year-over-year?

Unum's unum US — deferral of acquisition costs increased by 8.1% year-over-year, from $84.7M to $91.6M.

What is the long-term trend for Unum's unum US — deferral of acquisition costs?

Over 2 years (2023 to 2025), Unum's unum US — deferral of acquisition costs has grown at a 2.7% compound annual growth rate (CAGR), from $314.7M to $331.7M.

What does unum US — deferral of acquisition costs mean?

The amount of upfront sales and acquisition costs that are spread out over the life of the insurance policy.

How do you interpret unum US — deferral of acquisition costs?

Higher deferrals indicate significant investment in new business, while the subsequent amortization reflects the realization of those costs over time.

How does unum US — deferral of acquisition costs compare across companies?

Standard accounting practice for insurance companies, often referred to as 'Deferred Acquisition Costs (DAC) Capitalization'.