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Unum UNM Unum US — Deferred Acquisition Costs

Other segment segments

Colonial Life
$1.67B+7.3%
Unum International
$75.6M+28.1%

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EGOther — Deferred Acquisition Costs
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EGReinsurance — Supplementary Insurance Information Deferred Policy Acquisition Costs
$710M+8.6%
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EGInsurance — Deferred Acquisition Costs
$280M+3.7%
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AMPUniversal Life Insurance — Deferred acquisition costs
$94M-6.9%
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PRUGuaranteed Universal Life — Deferred Policy Acquisition Cost
$546M+5.6%
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AMPOther Life Insurance — Deferred acquisition costs
$1M-50.0%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum US — deferred acquisition costs?
Unum (UNM) reported unum US — deferred acquisition costs of $1.23B in Q1 2026.
How has Unum's unum US — deferred acquisition costs changed year-over-year?
Unum's unum US — deferred acquisition costs decreased by 3.8% year-over-year, from $1.28B to $1.23B.
What is the long-term trend for Unum's unum US — deferred acquisition costs?
Over 3 years (2022 to 2025), Unum's unum US — deferred acquisition costs has grown at a 2.1% compound annual growth rate (CAGR), from $4.69B to $4.99B.
What does unum US — deferred acquisition costs mean?
Costs incurred to acquire new insurance policies that are spread over the life of the policy.
How do you interpret unum US — deferred acquisition costs?
Increasing DAC often signals strong new business growth, while a decrease may indicate lower sales or higher amortization rates.
How does unum US — deferred acquisition costs compare across companies?
Standard accounting practice for insurance companies under GAAP.