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Unum UNM Unum US — Expected future gross premiums

Other segment segments

Colonial Life
$13.37B+4.9%
Closed Block
$12.09B-10.1%
Unum International
$1.63B+14.9%

Similar metrics at other companies

Globe Life logo
GLUnited American — Expected future gross premiums
$7.85B+35.9%
Globe Life logo
GLUnited American — PV of expected future net premiums, Not discounted
$9.04B+38.5%
Prudential Financial logo
PRUInternational Businesses — Undiscounted expected future gross premiums
$100.07B-8.3%
Globe Life logo
GLUnited American — PV of expected future gross premiums, Not discounted
$13.07B+38.6%
Globe Life logo
GLHealth — Unearned Premiums
$43.36M-2.6%
Voya Financial logo
VOYAEmployee Benefits Group — Expected future gross premiums, Undiscounted

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum US — expected future gross premiums?
Unum (UNM) reported unum US — expected future gross premiums of $12.7B in Q1 2026.
How has Unum's unum US — expected future gross premiums changed year-over-year?
Unum's unum US — expected future gross premiums increased by 4.6% year-over-year, from $12.14B to $12.7B.
What is the long-term trend for Unum's unum US — expected future gross premiums?
Over 3 years (2022 to 2025), Unum's unum US — expected future gross premiums has grown at a 8.0% compound annual growth rate (CAGR), from $38.39B to $48.33B.
What does unum US — expected future gross premiums mean?
The total amount of premiums the company expects to receive from current customers in the future.
How do you interpret unum US — expected future gross premiums?
Higher expected future premiums indicate a strong, durable revenue base, while a decline may suggest a shrinking or less profitable book of business.
How does unum US — expected future gross premiums compare across companies?
Similar to 'Future Premium Income' or 'Expected Future Premiums' used in long-duration insurance accounting.