Skip to content

Unum UNM Unum US — Future Policy Benefits

Similar metrics at other companies

Globe Life logo
GLUnited American — Liability for Future Policy Benefit, before Reinsurance
$70.67M-23.4%
The Hartford Financial Services Group logo
HIGUniversal Life — Other policyholder funds and benefits payable
$194M-4.0%
Apollo Global Management logo
APORetirement Services — Universal life benefits
$744M-3.3%
Aflac logo
AFLCorporate and other — Future policy benefits & unpaid policy claims
$4.1B-14.9%
Principal Financial Group logo
PFGSegment US Insurance Solutions — Liability For Future Policy Benefits And Unpaid Claims And Claims Adjustment Expense
$12.13B-1.1%
Corebridge Financial logo
CRBGUniversal Life — Future policy benefits for life and accident and health insurance contracts

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unum's unum us — future policy benefits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unum's unum US — future policy benefits?
Unum (UNM) reported unum US — future policy benefits of $8.34B in Q1 2026.
How has Unum's unum US — future policy benefits changed year-over-year?
Unum's unum US — future policy benefits decreased by 3.1% year-over-year, from $8.61B to $8.34B.
What is the long-term trend for Unum's unum US — future policy benefits?
Over 3 years (2022 to 2025), Unum's unum US — future policy benefits has grown at a -5.6% compound annual growth rate (CAGR), from $40.7B to $34.23B.
What does unum US — future policy benefits mean?
The total estimated amount the company expects to pay out for future insurance claims.
How do you interpret unum US — future policy benefits?
An increase indicates a growing book of business or higher expected claim costs, while a decrease may signal a shrinking portfolio or improved risk experience.
How does unum US — future policy benefits compare across companies?
Standard liability line item for life and disability insurance providers.