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Unum UNM Unum US — Interest accretion

Other segment segments

Closed Block
$95.1M-3.0%
Colonial Life
$37.1M+0.8%
Unum International
$3.7M+23.3%

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PFGUniversal Life — Liability For Future Policy Benefit Interest Expense
$74.4M+8.6%
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CRBGLife Insurance — Interest accrual

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedNetPremiumInterestIncome.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum US — interest accretion?
Unum (UNM) reported unum US — interest accretion of $26.6M in Q1 2026.
How has Unum's unum US — interest accretion changed year-over-year?
Unum's unum US — interest accretion increased by 4.7% year-over-year, from $25.4M to $26.6M.
What is the long-term trend for Unum's unum US — interest accretion?
Over 4 years (2021 to 2025), Unum's unum US — interest accretion has grown at a -0.4% compound annual growth rate (CAGR), from $96.2M to $94.6M.
What does unum US — interest accretion mean?
The increase in insurance reserves due to the passage of time and the time value of money.
How do you interpret unum US — interest accretion?
This is a mechanical expense; growth in this figure generally tracks with the growth of the underlying reserve balance.
How does unum US — interest accretion compare across companies?
Standard actuarial interest expense for insurance liabilities.