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Unum UNM Unum US — Total liability for future policy benefits
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceAfterOther.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | Group Disability | Group Life and AD&D | Voluntary Benefits | Individual Disability | Total Unum US |
|---|---|---|---|---|---|
| Effect of change in discount rate assumptions | (114.8) | (10.8) | (238.3) | (52.5) | (416.4) |
| Balance, end of period | $4,502.4 | $772.0 | $2,716.6 | $3,098.6 | $11,089.6 |
| Net liability for future policy benefits | $4,502.4 | $772.0 | $1,148.9 | $1,873.5 | $8,296.8 |
| Other | 0.1 | 0.8 | 4.9 | 26.3 | 32.1 |
| Total liability for future policy benefits | 4,502.5 | 772.8 | 1,153.8 | 1,899.8 | 8,328.9 |
| Less: Reinsurance recoverable related to future policy benefits | 23.3 | 6.8 | 12.7 | 375.3 | 418.1 |
| Net liability for future policy benefits, after reinsurance recoverable | $4,479.2 | $766.0 | $1,141.1 | $1,524.5 | $7,910.8 |
| 1Issuances include new policy issuances for most product lines. Issuances for Unum US group disability and Unum US group life and AD&D represents new claim incurrals. |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's unum US — total liability for future policy benefits?
- Unum (UNM) reported unum US — total liability for future policy benefits of $8.33B in Q2 2026.
- How has Unum's unum US — total liability for future policy benefits changed year-over-year?
- Unum's unum US — total liability for future policy benefits decreased by 3.3% year-over-year, from $8.61B to $8.33B.
- What is the long-term trend for Unum's unum US — total liability for future policy benefits?
- Over 3 years (2022 to 2025), Unum's unum US — total liability for future policy benefits has grown at a -5.6% compound annual growth rate (CAGR), from $40.7B to $34.23B.
- What does unum US — total liability for future policy benefits mean?
- This represents the gross aggregate liability for future policy benefits before any offsets or reinsurance recoveries. It provides a comprehensive view of the total contractual obligations the company has committed to under its long-duration insurance policies. This metric is essential for understanding the total scale of the company's insurance risk exposure.
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