Skip to content
Screener

Unum UNM Voluntary Benefits — Capitalization

Other product segments

Dental and Vision
$3.6M-2.7%

Similar metrics at other companies

Prudential Financial logo
PRUAnnuities — Capitalization
$1M0.0%
Equitable Holdings logo
EQHCB — Capitalization
$0
Equitable Holdings logo
EQHEG — Capitalization
$15M-6.3%
Equitable Holdings logo
EQHEI — Capitalization
$2M0.0%
Equitable Holdings logo
EQHIE — Capitalization
$23M+15.0%
Equitable Holdings logo
EQHIUL — Capitalization
$2M-33.3%

Other financials

Income statement

See full
Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

See full
Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

See full
Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

See full
Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

See full
Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemUnum USUnum InternationalColonial LifeTotal
Balance, beginning of year$1,208.7$72.1$1,639.5$2,920.3
Capitalization181.316.3180.4378.0
Amortization expense(139.6)(6.1)(123.9)(269.6)
Foreign currency(3.3)(3.3)
Balance, end of period$1,250.4$79.0$1,696.0$3,025.4

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's voluntary benefits — capitalization?
Unum (UNM) reported voluntary benefits — capitalization of $32.8M in Q2 2026.
How has Unum's voluntary benefits — capitalization changed year-over-year?
Unum's voluntary benefits — capitalization increased by 5.5% year-over-year, from $31.1M to $32.8M.
What is the long-term trend for Unum's voluntary benefits — capitalization?
Over 4 years (2021 to 2025), Unum's voluntary benefits — capitalization has grown at a 5.5% compound annual growth rate (CAGR), from $99.4M to $123.3M.
What does voluntary benefits — capitalization mean?
The amount of acquisition costs deferred and added to the balance sheet during the period. This represents the initial investment in new business growth.

Ask your AI about Unum's voluntary benefits — capitalization.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude