Skip to content

Unum UNM Voluntary Benefits — Cash surrender value

Other product segments

Other Insurance Product Line
$4.04B+0.6%

Similar metrics at other companies

Prudential Financial logo
PRUGroup Insurance — Cash surrender value
$26.59B+4.5%
Ameriprise Financial logo
AMPUniversal Life Insurance — Cash surrender value
$1.23B-3.1%
Prudential Financial logo
PRUIndividual Life — Cash surrender value
$51.25B+21.5%
MetLife logo
METAnnuities and Risk Solutions — Cash surrender value
$14.49B+12.1%
MetLife logo
METStable Value and Risk Solutions — Cash Surrender Value
3,443,100,000,000%+35,400,000,000pp
Corebridge Financial logo
CRBGLife Insurance — Cash surrender value

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueDuePolicyholdersAmount.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unum's voluntary benefits — cash surrender value.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unum's voluntary benefits — cash surrender value?
Unum (UNM) reported voluntary benefits — cash surrender value of $530.7M in Q1 2026.
How has Unum's voluntary benefits — cash surrender value changed year-over-year?
Unum's voluntary benefits — cash surrender value decreased by 4.4% year-over-year, from $554.9M to $530.7M.
What is the long-term trend for Unum's voluntary benefits — cash surrender value?
Over 3 years (2022 to 2025), Unum's voluntary benefits — cash surrender value has grown at a -2.3% compound annual growth rate (CAGR), from $2.34B to $2.19B.
What does voluntary benefits — cash surrender value mean?
The cash value available to a policyholder upon early termination of their insurance contract.
How do you interpret voluntary benefits — cash surrender value?
High surrender values relative to account balances may indicate higher potential for liquidity outflows if policyholders exit.
How does voluntary benefits — cash surrender value compare across companies?
Commonly reported as 'Cash Surrender Value' or 'Surrender Value' in life insurance and annuity segments.