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Unum UNM Voluntary Benefits — Other

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitOther.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemGroup DisabilityGroup Life and AD&DVoluntary BenefitsIndividual DisabilityTotal Unum US
Effect of change in discount rate assumptions(114.8)(10.8)(238.3)(52.5)(416.4)
Balance, end of period$4,502.4$772.0$2,716.6$3,098.6$11,089.6
Net liability for future policy benefits$4,502.4$772.0$1,148.9$1,873.5$8,296.8
Other0.10.84.926.332.1
Total liability for future policy benefits4,502.5772.81,153.81,899.88,328.9
Less: Reinsurance recoverable related to future policy benefits23.36.812.7375.3418.1
Net liability for future policy benefits, after reinsurance recoverable$4,479.2$766.0$1,141.1$1,524.5$7,910.8
1Issuances include new policy issuances for most product lines. Issuances for Unum US group disability and Unum US group life and AD&D represents new claim incurrals.

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's voluntary benefits — other?
Unum (UNM) reported voluntary benefits — other of $4.9M in Q2 2026.
How has Unum's voluntary benefits — other changed year-over-year?
Unum's voluntary benefits — other increased by 75.0% year-over-year, from $2.8M to $4.9M.
What is the long-term trend for Unum's voluntary benefits — other?
Over 2 years (2023 to 2025), Unum's voluntary benefits — other has grown at a -42.9% compound annual growth rate (CAGR), from $39M to $12.7M.
What does voluntary benefits — other mean?
This captures miscellaneous adjustments, variances, or non-recurring items affecting the voluntary benefits segment's liability or financial position. It includes items such as model updates, assumption changes, or other accounting reconciliations that do not fit into primary premium or benefit categories. It is used to bridge the gap between expected and actual financial outcomes.

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