Skip to content

Unum UNM Voluntary Benefits — Policyholder Account Balance, Policy Charge

Other product segments

Other Insurance Product Line
$29M+2.1%

Similar metrics at other companies

Globe Life logo
GLOther — Policyholder Account Balance, Policy Charge
$0
Prudential Financial logo
PRULife/Disability — Policyholder Account Balance, Policy Charge
$73M-18.0%
Prudential Financial logo
PRUIndividual Variable — Policyholder Account Balance, Policy Charge
$21M+90.9%
Fidelity National Financial logo
FNFUniversal Life — Policyholder Account Balance, Policy Charge
$103M+14.4%
The Hartford Financial Services Group logo
HIGUniversal Life — Policyholder Account Balance, Policy Charge
$5M0.0%
Prudential Financial logo
PRUFull Service — Policyholder Account Balance, Policy Charge
$58M+0.4%

Other financials

Income statement

See full
Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

See full
Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

See full
Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

See full
Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderAccountBalancePolicyCharge.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Unum's voluntary benefits — policyholder account balance, policy charge.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Unum's voluntary benefits — policyholder account balance, policy charge?
Unum (UNM) reported voluntary benefits — policyholder account balance, policy charge of $13.1M in Q1 2026.
How has Unum's voluntary benefits — policyholder account balance, policy charge changed year-over-year?
Unum's voluntary benefits — policyholder account balance, policy charge decreased by 5.8% year-over-year, from $13.9M to $13.1M.
What is the long-term trend for Unum's voluntary benefits — policyholder account balance, policy charge?
Over 4 years (2021 to 2025), Unum's voluntary benefits — policyholder account balance, policy charge has grown at a -6.0% compound annual growth rate (CAGR), from $69.3M to $54.1M.
What does voluntary benefits — policyholder account balance, policy charge mean?
Fees deducted from customer accounts to cover insurance and administrative costs.
How do you interpret voluntary benefits — policyholder account balance, policy charge?
Higher charges relative to account balances may indicate higher profitability, but excessive charges could lead to higher surrender rates.
How does voluntary benefits — policyholder account balance, policy charge compare across companies?
Common in universal life or investment-linked insurance products across the industry.