Unum UNM Voluntary Benefits — Reserves in excess of account balance

Similar metrics at other companies

CINFExcess and Surplus Lines Insurance — Reserves for unpaid claims and claim adjustment expenses

$1.3B+17.1%

OSCRReserve for insurance claims

$1.73B+18.3%

AMPTerm and Whole Life Insurance — Reserve for future policy benefits

$561M-6.3%

AMPLong Term Care Insurance — Reserve for future policy benefits

$5.17B-0.2%

AXSReserve for insurance claims

$18.29B+4.6%

APOValuation Allowances And Reserves Balance

$251M+235%

Questions, answered.

What is Unum's voluntary benefits — reserves in excess of account balance?

Unum (UNM) reported voluntary benefits — reserves in excess of account balance of $118.8M in Q1 2026.

How has Unum's voluntary benefits — reserves in excess of account balance changed year-over-year?

Unum's voluntary benefits — reserves in excess of account balance increased by 8.8% year-over-year, from $109.2M to $118.8M.

What is the long-term trend for Unum's voluntary benefits — reserves in excess of account balance?

Over 3 years (2022 to 2025), Unum's voluntary benefits — reserves in excess of account balance has grown at a 8.3% compound annual growth rate (CAGR), from $354.9M to $451M.

What does voluntary benefits — reserves in excess of account balance mean?

The additional reserves held by the insurer beyond the current policyholder account balance to cover future benefit obligations. These reserves are established to ensure the company can meet long-term commitments, especially when future benefits are expected to exceed current account values. This reflects the actuarial assessment of long-term risk.