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Unum UNM Voluntary Benefits — Total liability for future policy benefits

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Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept unm:LiabilityForFuturePolicyBenefitBeforeReinsuranceAfterOther.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's voluntary benefits — total liability for future policy benefits?
Unum (UNM) reported voluntary benefits — total liability for future policy benefits of $1.14B in Q1 2026.
How has Unum's voluntary benefits — total liability for future policy benefits changed year-over-year?
Unum's voluntary benefits — total liability for future policy benefits increased by 0.2% year-over-year, from $1.14B to $1.14B.
What is the long-term trend for Unum's voluntary benefits — total liability for future policy benefits?
Over 3 years (2022 to 2025), Unum's voluntary benefits — total liability for future policy benefits has grown at a -2.1% compound annual growth rate (CAGR), from $4.91B to $4.61B.
What does voluntary benefits — total liability for future policy benefits mean?
This is the aggregate balance sheet liability representing the present value of all future benefit payments for the voluntary benefits segment. It encompasses the total obligation to policyholders, including both expected claims and the impact of interest accretion over time. It serves as the primary indicator of the segment's total long-term insurance exposure.