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Unity Bancorp UNTY Pre-Tax Income

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Other financials

Income statement

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Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

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Cash & equivalents$250.3M-14.8%
Total debt$5.0M+4.2%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

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Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

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Market cap$599.14M+26.1%
P/E10.2×+0.8×
P/S4.4×+0.5×

Profitability

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Net margin43.3%+1.1pp
FCF margin20%-7.7pp

Returns & leverage

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Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000920427-26-000045
(In thousands, except per share amounts)For the three months ended June 30, 2026For the three months ended June 30, 2025For the six months ended June 30, 2026For the six months ended June 30, 2025
Director fees270265530760
Other expenses5926341,2301,194
Total noninterest expense13,92913,01928,00125,630
Income before provision for income taxes18,65221,52837,13836,952
Provision for income taxes4,1805,0378,3788,863
Net income$14,472$16,491$28,760$28,089
Net income per common share – Basic$1.44$1.64$2.87$2.79
Net income per common share – Diluted$1.42$1.61$2.82$2.74

ITEM 1 Consolidated Financial Statements (Unaudited)

FAQ

What is Unity Bancorp's pre-tax income?
Unity Bancorp (UNTY) reported pre-tax income of $18.65M in Q2 2026.
How has Unity Bancorp's pre-tax income changed year-over-year?
Unity Bancorp's pre-tax income decreased by 13.4% year-over-year, from $21.53M to $18.65M.
What is the long-term trend for Unity Bancorp's pre-tax income?
Over 4 years (2021 to 2025), Unity Bancorp's pre-tax income has grown at a 11.9% compound annual growth rate (CAGR), from $48.13M to $75.51M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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