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Unity Bancorp UNTY Financing Cash Flow

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Other financials

Income statement

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Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

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Cash & equivalents$250.3M-14.8%
Total debt$5.0M+4.2%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

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Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

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Market cap$599.14M+26.1%
P/E10.2×+0.8×
P/S4.4×+0.5×

Profitability

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Net margin43.3%+1.1pp
FCF margin20%-7.7pp

Returns & leverage

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Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetCashProvidedByUsedInFinancingActivities.

The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000920427-26-000045
(In thousands)For the six months ended June 30, 2026For the six months ended June 30, 2025
(Shares withheld for taxes), net of proceeds from stock option exercises(415)(400)
Dividends on common stock(3,120)(2,707)
Purchase of treasury stock, including excise tax accrual(324)(1,938)
Net cash provided by financing activities194,978238,611
Increase in cash and cash equivalents33,802113,295
Cash and cash equivalents, beginning of year216,519180,438
Cash and cash equivalents, end of period$250,321$293,733
SUPPLEMENTAL DISCLOSURES

ITEM 1 Consolidated Financial Statements (Unaudited)

FAQ

What is Unity Bancorp's financing cash flow?
Unity Bancorp (UNTY) reported financing cash flow of $149.74M in Q2 2026.
How has Unity Bancorp's financing cash flow changed year-over-year?
Unity Bancorp's financing cash flow increased by 5.0% year-over-year, from $142.54M to $149.74M.
What is the long-term trend for Unity Bancorp's financing cash flow?
Over 3 years (2021 to 2024), Unity Bancorp's financing cash flow has grown at a -3.1% compound annual growth rate (CAGR), from $33.49M to $30.49M.
What does financing cash flow mean?
Total net cash provided by or used in financing activities — debt issuance/repayment, equity transactions, and dividend payments.

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