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Unity Bancorp UNTY Total noninterest expense

Total noninterest expense at other companies

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JPMorgan ChaseJPM
$27.32B+14.9%
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PNC Financial ServicesPNC
$4.1B+21.1%
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$311.12M+9.5%
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$11.92M+14.7%
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Midland States BancorpMSBI
$50.42M-75.2%
Citizens & Northern logo
Citizens & NorthernCZNC
$23.84M+22.9%

Other financials

Income statement

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Revenue$33.7M-1.8%
Net income$14.5M-12.2%
EPS (diluted)$1.42-11.8%

Balance sheet

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Cash & equivalents$250.3M-14.8%
Total debt$5.0M+4.2%
Total equity$371.8M+16.2%
Total assets$3.2B+9.1%

Cash flow

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Operating cash flow-$38.7M-58.7%
CapEx$94.0K-49.7%
Free cash flow-$38.8M-57.9%

Valuation

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Market cap$599.14M+26.1%
P/E10.2×+0.8×
P/S4.4×+0.5×

Profitability

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Net margin43.3%+1.1pp
FCF margin20%-7.7pp

Returns & leverage

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Return on equity17%-0.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Unity Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Unity Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000920427-26-000045
(In thousands, except per share amounts)For the three months ended June 30, 2026For the three months ended June 30, 2025For the six months ended June 30, 2026For the six months ended June 30, 2025
Deposit insurance300313600554
Director fees270265530760
Other expenses5926341,2301,194
Total noninterest expense13,92913,01928,00125,630
Income before provision for income taxes18,65221,52837,13836,952
Provision for income taxes4,1805,0378,3788,863
Net income$14,472$16,491$28,760$28,089
Net income per common share – Basic$1.44$1.64$2.87$2.79

ITEM 1 Consolidated Financial Statements (Unaudited)

FAQ

What is Unity Bancorp's total noninterest expense?
Unity Bancorp (UNTY) reported total noninterest expense of $13.93M in Q2 2026.
How has Unity Bancorp's total noninterest expense changed year-over-year?
Unity Bancorp's total noninterest expense increased by 7.0% year-over-year, from $13.02M to $13.93M.
What is the long-term trend for Unity Bancorp's total noninterest expense?
Over 4 years (2021 to 2025), Unity Bancorp's total noninterest expense has grown at a 6.4% compound annual growth rate (CAGR), from $40.78M to $52.36M.
What does total noninterest expense mean?
This metric aggregates all operating costs incurred by the bank excluding interest expenses, such as personnel compensation, technology investments, occupancy costs, and professional fees. It is a primary measure of the bank's overall operational efficiency and cost management discipline. A lower ratio of noninterest expense to total revenue is generally indicative of a more efficient and scalable banking operation.

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