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Upbound Group, Inc. UPBD Jewelry — Rentals and fees

Other product segments

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$449.77M+0.6%
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$412.45M+0.3%
Appliances
$412.24M+0.1%
Personal Electronics
$169.57M-4.6%

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Other financials

Income statement

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Revenue$1.2B+3.7%
Gross profit$586.5M+6.6%
Operating income$77.4M+23.7%
Net income$35.8M+44.4%
EPS (diluted)$0.61+45.2%

Balance sheet

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Cash & equivalents$98.4M-8.3%
Total debt$1.3B-5.9%
Total equity$715.7M+5.4%
Total assets$3.1B+2.8%

Cash flow

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Operating cash flow$170.7M+15.3%
CapEx$16.0M+50.9%
Free cash flow$154.7M+12.6%

Valuation

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Market cap$1.14B-18.5%
Enterprise value$2.34B-12.4%
P/E13.6×+1.9×
P/S0.2×-0.1×

Profitability

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Gross margin48.7%+1.0pp
Operating margin5%-1.6pp
Net margin1.8%-1.0pp
FCF margin5.8%

Returns & leverage

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Return on equity12.1%-7.1pp
Debt / equity1.8×-0.2×

Where this comes from

Reported directly by Upbound Group, Inc. in its filing.

Tagged under the XBRL concept upbd:RentalsAndFees.

The official record: Upbound Group, Inc.’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upbound Group, Inc.'s jewelry — rentals and fees?
Upbound Group, Inc. (UPBD) reported jewelry — rentals and fees of $93.08M in Q4 2025.
How has Upbound Group, Inc.'s jewelry — rentals and fees changed year-over-year?
Upbound Group, Inc.'s jewelry — rentals and fees increased by 23.3% year-over-year, from $75.51M to $93.08M.
What is the long-term trend for Upbound Group, Inc.'s jewelry — rentals and fees?
Over 4 years (2021 to 2025), Upbound Group, Inc.'s jewelry — rentals and fees has grown at a 26.3% compound annual growth rate (CAGR), from $146.48M to $372.33M.
What does jewelry — rentals and fees mean?
This metric represents the total revenue generated from lease-to-own agreements and associated service fees specifically within the jewelry product category. It serves as a key indicator of consumer demand for high-value discretionary items through alternative financing models. Tracking this revenue stream helps assess the segment's growth trajectory and its contribution to the company's overall omnichannel financial services platform.