Revenue
Mortgage Banking Income
U.S. Bancorp Mortgage Banking Income decreased by 27.8% to $130.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 12.1%, from $116.00M to $130.00M. Over 4 years (FY 2021 to FY 2025), Mortgage Banking Income shows a downward trend with a -17.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
An increase suggests strong mortgage origination volume or favorable market conditions for mortgage servicing.
Detailed definition
This metric captures income from mortgage banking activities, including the origination, sale, and servicing of resident...
Peer comparison
Common for banks with large residential mortgage lending platforms.
Metric ID:
is_wfc_mortgage_banking_incomeHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $346.00M | $418.00M | $298.00M | $200.00M | $142.00M | $81.00M | $104.00M | $128.00M | $131.00M | $144.00M | $137.00M | $166.00M | $190.00M | $155.00M | $116.00M | $173.00M | $162.00M | $180.00M | $130.00M |
| QoQ Change | — | +20.8% | -28.7% | -32.9% | -29.0% | -43.0% | +28.4% | +23.1% | +2.3% | +9.9% | -4.9% | +21.2% | +14.5% | -18.4% | -25.2% | +49.1% | -6.4% | +11.1% | -27.8% |
| YoY Change | — | — | — | — | -59.0% | -80.6% | -65.1% | -36.0% | -7.7% | +77.8% | +31.7% | +29.7% | +45.0% | +7.6% | -15.3% | +4.2% | -14.7% | +16.1% | +12.1% |
Range$81.00M – $418.00M
CAGR-19.5%
Avg YoY Growth-3.6%
Median YoY Growth+4.2%
Mortgage Banking Income at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's mortgage banking income?
- U.S. Bancorp (USB) reported mortgage banking income of $130.00M in Q4 2025.
- How has U.S. Bancorp's mortgage banking income changed year-over-year?
- U.S. Bancorp's mortgage banking income increased by 12.1% year-over-year, from $116.00M to $130.00M.
- What is the long-term trend for U.S. Bancorp's mortgage banking income?
- Over 4 years (2021 to 2025), U.S. Bancorp's mortgage banking income has grown at a -17.0% compound annual growth rate (CAGR), from $1.36B to $645.00M.
- What does mortgage banking income mean?
- Income earned from originating, selling, and servicing residential mortgage loans.