Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Weighted-Average Interest Crediting Rate
U.S. Bancorp Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Weighted-Average Interest Crediting Rate decreased by 3.5% to 3.6% in Q4 2025 compared to the prior quarter. Over 3 years (FY 2022 to FY 2025), Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Weighted-Average Interest Crediting Rate shows relatively stable performance with a 2.1% CAGR.
Analysis
How to read this metric
An increase in the rate typically reduces the present value of pension liabilities, while a decrease increases the liability.
Detailed definition
This is the weighted-average interest rate used to determine the present value of future pension obligations for defined...
Peer comparison
Highly comparable across all firms with legacy defined benefit plans; influenced by prevailing high-quality corporate bond yields.
other_defined_benefit_plan_assumptions_used_calculating__4898bdHistorical Data
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 3.4% | 3% | 3.7% | 3.6% |
| QoQ Change | — | -9.5% | +22.0% | -3.5% |
| YoY Change | — | -9.5% | +22.0% | -3.5% |
Defined Benefit Plan, Assumptions Used Calculating Benefit Obligation, Weighted-Average Interest Crediting Rate at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's defined benefit plan, assumptions used calculating benefit obligation, weighted-average interest crediting rate?
- U.S. Bancorp (USB) reported defined benefit plan, assumptions used calculating benefit obligation, weighted-average interest crediting rate of 3.6% in Q4 2025.
- What is the long-term trend for U.S. Bancorp's defined benefit plan, assumptions used calculating benefit obligation, weighted-average interest crediting rate?
- Over 3 years (2022 to 2025), U.S. Bancorp's defined benefit plan, assumptions used calculating benefit obligation, weighted-average interest crediting rate has grown at a 2.1% compound annual growth rate (CAGR), from 3.4% to 3.6%.
- What does defined benefit plan, assumptions used calculating benefit obligation, weighted-average interest crediting rate mean?
- The average interest rate used to calculate the present value of future pension payments.