U.S. Bancorp USB Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 101.2%+20.2pp | 81%-3.0pp | 84%-29.1pp | 113.2%-14.8pp | |
| Returns | |||||
| Return on equity | 47.3%+7.4pp | 39.8%-4.2pp | 44%-7.4pp | 51.4%-3.8pp | |
| Return on assets | 4.1%+0.9pp | 3.3%-0.3pp | 3.5%-1.0pp | 4.5%-0.8pp | |
| Efficiency | |||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Leverage | |||||
| Debt-to-equity | 5×-0.1× | 5.1×-0.7× | 5.8×+1.0× | 4.8×+1.1× | |
| Debt-to-assets | 0.5×0.0× | 0.4×0.0× | 0.5×+0.1× | 0.4×0.0× | |
| Per Share | |||||
| Book value per share | $160.46+9.1% | $147.02+5.5% | $139.31+4.6% | $133.19-6.9% | |
| Valuation | |||||
| Market capitalization | $293.33B+5.7% | $277.53B+23.4% | $224.97B-17.9% | $273.94B-18.9% | |
| Enterprise value | $385.5B+29.7% | $297.31B+9.2% | $272.38B-18.4% | $333.68B-5.5% | |
| Price / earnings | 41.3×-9.0× | 50.4×+10.6× | 39.8×-1.8× | 41.5×-5.2× | |
| Price / sales | 10.5×+0.3× | 10.2×+1.9× | 8.3×-3.4× | 11.7×-3.1× | |
| Price / book | 4.7×-0.2× | 4.8×+0.6× | 4.2×-1.3× | 5.5×-0.8× | |
| EV / sales | 13.8×+2.9× | 10.9×+0.8× | 10.1×-4.2× | 14.3×-1.2× | |
| Earnings yield | 38.8%+6.9pp | 31.9%-9.0pp | 40.9%+2.1pp | 38.8%+4.3pp | |
| Dividend yield | 17.2%-0.4pp | 17.6%-3.3pp | 20.9%+4.9pp | 16%+3.9pp | |
| PEG ratio | 1.5×— | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do U.S. Bancorp's ratios come from?
- Every ratio is computed from U.S. Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
