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Business Segments · Noninterest-bearing deposits

Payment Services — Noninterest-bearing deposits

U.S. Bancorp Payment Services — Noninterest-bearing deposits decreased by 0.1% to $2.43B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 7.3%, from $2.62B to $2.43B. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ1 2026May 4, 2026

How to read this metric

Higher levels indicate strong operational cash management relationships with clients and provide a low-cost funding base for the bank.

Detailed definition

Customer deposits held within the payment services segment that do not accrue interest for the depositor. These deposits...

Peer comparison

Comparable to 'Demand Deposits' or 'Non-interest bearing transaction accounts' at other commercial banks.

Metric ID: usb_segment_payment_services_noninterest_bearing_deposits

Historical Data

14 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$852.5M$852.5M$852.5M$852.5M$3.18B$3.18B$2.8B$2.79B$2.71B$2.65B$2.62B$2.51B$2.43B$2.43B
QoQ Change+0.0%+0.0%+0.0%+273.5%-0.2%-12.0%-0.2%-3.0%-2.0%-1.4%-4.0%-3.4%-0.1%
YoY Change+273.5%+272.9%+228.0%-12.3%-14.9%-5.1%-6.3%-7.2%-8.5%-7.3%
Range$852.5M$3.18B
CAGR+37.9%
Avg YoY Growth+71.3%
Median YoY Growth-6.7%
Current Streak9 quarters decline

Frequently Asked Questions

What is U.S. Bancorp's payment services — noninterest-bearing deposits?
U.S. Bancorp (USB) reported payment services — noninterest-bearing deposits of $2.43B in Q1 2026.
How has U.S. Bancorp's payment services — noninterest-bearing deposits changed year-over-year?
U.S. Bancorp's payment services — noninterest-bearing deposits decreased by 7.3% year-over-year, from $2.62B to $2.43B.
What does payment services — noninterest-bearing deposits mean?
Customer funds held in accounts that do not pay interest to the account holder.