Current Liabilities

Noninterest-bearing deposits

Raymond James Financial Noninterest-bearing deposits decreased by 19.2% to $539.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.2%, from $489.00M to $539.00M. Over 5 years (FY 2020 to FY 2025), Noninterest-bearing deposits shows an upward trend with a 86.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ4 2014
Last reportedQ1 2026
Parent metricDeposits

How to read this metric

An increase improves the bank's cost of funds and net interest margin, while a decrease increases funding costs.

Detailed definition

These are demand deposit accounts that do not pay interest to the customer, typically used for transactional purposes. T...

Peer comparison

A key metric for evaluating the strength of a bank's retail and commercial deposit franchise.

Metric ID: fin_deposits_noninterest_bearing

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$32.00M$38.00M$36.00M$39.00M$946.00M$626.00M$488.00M$628.00M$732.00M$724.00M$770.00M$494.00M$465.00M$524.00M$716.00M$489.00M$524.00M$547.00M$667.00M$539.00M
QoQ Change+18.8%-5.3%+8.3%>999%-33.8%-22.0%+28.7%+16.6%-1.1%+6.4%-35.8%-5.9%+12.7%+36.6%-31.7%+7.2%+4.4%+21.9%-19.2%
YoY Change>999%>999%>999%>999%-22.6%+15.7%+57.8%-21.3%-36.5%-27.6%-7.0%-1.0%+12.7%+4.4%-6.8%+10.2%
% of Deposits0.1%0.1%0.1%0.1%1.9%1.2%0.9%1.2%1.4%1.3%1.4%0.9%0.9%0.9%1.3%0.9%0.9%0.9%1.1%0.9%
Share Change+0.0pp-0.0pp+0.0pp+1.8pp-0.7pp-0.3pp+0.2pp+0.2pp-0.0pp+0.1pp-0.5pp-0.0pp+0.1pp+0.3pp-0.4pp+0.0pp+0.0pp+0.2pp-0.2pp
Range$32.00M$946.00M
CAGR+81.2%
Avg YoY Growth+446.7%
Median YoY Growth+7.3%

Frequently Asked Questions

What is Raymond James Financial's noninterest-bearing deposits?
Raymond James Financial (RJF) reported noninterest-bearing deposits of $539.00M in Q1 2026.
How has Raymond James Financial's noninterest-bearing deposits changed year-over-year?
Raymond James Financial's noninterest-bearing deposits increased by 10.2% year-over-year, from $489.00M to $539.00M.
What is the long-term trend for Raymond James Financial's noninterest-bearing deposits?
Over 5 years (2020 to 2025), Raymond James Financial's noninterest-bearing deposits has grown at a 86.9% compound annual growth rate (CAGR), from $24.00M to $547.00M.
What does noninterest-bearing deposits mean?
Customer money held in accounts that do not earn interest, providing cheap funding for the bank.