Raymond James Financial Noninterest-bearing deposits decreased by 19.2% to $539.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.2%, from $489.00M to $539.00M. Over 5 years (FY 2020 to FY 2025), Noninterest-bearing deposits shows an upward trend with a 86.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase improves the bank's cost of funds and net interest margin, while a decrease increases funding costs.
These are demand deposit accounts that do not pay interest to the customer, typically used for transactional purposes. T...
A key metric for evaluating the strength of a bank's retail and commercial deposit franchise.
fin_deposits_noninterest_bearing| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $32.00M | $38.00M | $36.00M | $39.00M | $946.00M | $626.00M | $488.00M | $628.00M | $732.00M | $724.00M | $770.00M | $494.00M | $465.00M | $524.00M | $716.00M | $489.00M | $524.00M | $547.00M | $667.00M | $539.00M |
| QoQ Change | — | +18.8% | -5.3% | +8.3% | >999% | -33.8% | -22.0% | +28.7% | +16.6% | -1.1% | +6.4% | -35.8% | -5.9% | +12.7% | +36.6% | -31.7% | +7.2% | +4.4% | +21.9% | -19.2% |
| YoY Change | — | — | — | — | >999% | >999% | >999% | >999% | -22.6% | +15.7% | +57.8% | -21.3% | -36.5% | -27.6% | -7.0% | -1.0% | +12.7% | +4.4% | -6.8% | +10.2% |
| % of Deposits | 0.1% | 0.1% | 0.1% | 0.1% | 1.9% | 1.2% | 0.9% | 1.2% | 1.4% | 1.3% | 1.4% | 0.9% | 0.9% | 0.9% | 1.3% | 0.9% | 0.9% | 0.9% | 1.1% | 0.9% |
| Share Change | — | +0.0pp | -0.0pp | +0.0pp | +1.8pp | -0.7pp | -0.3pp | +0.2pp | +0.2pp | -0.0pp | +0.1pp | -0.5pp | -0.0pp | +0.1pp | +0.3pp | -0.4pp | +0.0pp | +0.0pp | +0.2pp | -0.2pp |