What is U.S. Bancorp's payment services — total noninterest expense?

U.S. Bancorp (USB) reported payment services — total noninterest expense of $1.05B in Q4 2025.

How has U.S. Bancorp's payment services — total noninterest expense changed year-over-year?

U.S. Bancorp's payment services — total noninterest expense increased by 2.4% year-over-year, from $1.02B to $1.05B.

What is the long-term trend for U.S. Bancorp's payment services — total noninterest expense?

Over 3 years (2022 to 2025), U.S. Bancorp's payment services — total noninterest expense has grown at a 5.4% compound annual growth rate (CAGR), from $3.53B to $4.13B.

What does payment services — total noninterest expense mean?

The total operating costs required to run the payment services business, excluding interest expenses.

Business Segments · Total noninterest expense

Payment Services — Total noninterest expense

U.S. Bancorp Payment Services — Total noninterest expense increased by 0.2% to $1.05B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.4%, from $1.02B to $1.05B. Over 3 years (FY 2022 to FY 2025), Payment Services — Total noninterest expense shows an upward trend with a 5.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment

CategoryEfficiency

SignalLower is better

VolatilityStable

First reportedQ1 2014

Last reportedQ4 2025

How to read this metric

An increase may indicate rising operational costs or investments in technology, while a decrease suggests improved cost management or efficiency gains.

Detailed definition

This represents the aggregate operating costs incurred by the payment services segment, excluding interest expense. It e...

Peer comparison

Comparable to noninterest expense line items in the payments or transaction services segments of other diversified financial institutions.

Metric ID: usb_segment_payment_services_total_noninterest_expense

Historical Data

16 periods

	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25
Value	$881.25M	$881.25M	$881.25M	$881.25M	$959.00M	$941.00M	$1.01B	$866.00M	$1.03B	$983.00M	$1.03B	$1.02B	$1.01B	$1.03B	$1.04B	$1.05B
QoQ Change	—	+0.0%	+0.0%	+0.0%	+8.8%	-1.9%	+6.9%	-13.9%	+18.4%	-4.1%	+4.4%	-0.5%	-1.3%	+2.0%	+1.6%	+0.2%
YoY Change	—	—	—	—	+8.8%	+6.8%	+14.2%	-1.7%	+6.9%	+4.5%	+2.0%	+17.9%	-1.7%	+4.6%	+1.8%	+2.4%

Range$866.00M – $1.05B

CAGR+4.7%

Avg YoY Growth+5.5%

Median YoY Growth+4.5%

Current Streak3 quarters growth

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Frequently Asked Questions

What is U.S. Bancorp's payment services — total noninterest expense?: U.S. Bancorp (USB) reported payment services — total noninterest expense of $1.05B in Q4 2025.
How has U.S. Bancorp's payment services — total noninterest expense changed year-over-year?: U.S. Bancorp's payment services — total noninterest expense increased by 2.4% year-over-year, from $1.02B to $1.05B.
What is the long-term trend for U.S. Bancorp's payment services — total noninterest expense?: Over 3 years (2022 to 2025), U.S. Bancorp's payment services — total noninterest expense has grown at a 5.4% compound annual growth rate (CAGR), from $3.53B to $4.13B.
What does payment services — total noninterest expense mean?: The total operating costs required to run the payment services business, excluding interest expenses.