Consumer And Business Banking — Total noninterest expense
U.S. Bancorp Consumer And Business Banking — Total noninterest expense decreased by 2.6% to $1.56B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 7.1%, from $1.68B to $1.56B. Over 4 years (FY 2021 to FY 2025), Consumer And Business Banking — Total noninterest expense shows an upward trend with a 2.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase may indicate rising operational costs or investments in technology, while a decrease suggests successful cost-containment or efficiency gains.
Detailed definition
Represents the total operating costs incurred by the consumer and business banking segment, excluding interest expenses....
Peer comparison
Standard across large retail banks as 'Noninterest Expense' or 'Operating Expenses' for specific segments.
usb_segment_consumer_and_business_banking_total_noninterest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.41B | $1.45B | $1.45B | $1.44B | $1.44B | $1.44B | $1.44B | $1.71B | $1.76B | $1.72B | $1.77B | $1.58B | $1.62B | $1.69B | $1.68B | $1.57B | $1.60B | $1.60B | $1.56B |
| QoQ Change | — | +3.3% | -0.1% | -0.4% | +0.0% | +0.0% | +0.0% | +18.2% | +3.3% | -2.4% | +3.0% | -10.8% | +2.7% | +3.9% | -0.2% | -6.5% | +1.6% | +0.4% | -2.6% |
| YoY Change | — | — | — | — | +2.7% | -0.6% | -0.4% | +18.2% | +22.1% | +19.1% | +22.7% | -7.4% | -8.0% | -2.1% | -5.1% | -0.4% | -1.5% | -4.8% | -7.1% |
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — total noninterest expense?
- U.S. Bancorp (USB) reported consumer and business banking — total noninterest expense of $1.56B in Q4 2025.
- How has U.S. Bancorp's consumer and business banking — total noninterest expense changed year-over-year?
- U.S. Bancorp's consumer and business banking — total noninterest expense decreased by 7.1% year-over-year, from $1.68B to $1.56B.
- What is the long-term trend for U.S. Bancorp's consumer and business banking — total noninterest expense?
- Over 4 years (2021 to 2025), U.S. Bancorp's consumer and business banking — total noninterest expense has grown at a 2.7% compound annual growth rate (CAGR), from $5.70B to $6.34B.
- What does consumer and business banking — total noninterest expense mean?
- The total operating costs required to run the consumer and business banking division.