Skip to content
Business Segments · Total noninterest expense

Retail Banking — Total noninterest expense

PNC Financial Services Retail Banking — Total noninterest expense increased by 7.0% to $2.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 11.2%, from $1.9B to $2.12B. Over 3 years (FY 2022 to FY 2025), Retail Banking — Total noninterest expense shows relatively stable performance with a 0.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ1 2026May 5, 2026

How to read this metric

Lower expenses relative to revenue indicate higher operational efficiency and better profit margins.

Detailed definition

The aggregate of all operating expenses for the retail banking segment, excluding interest expense and credit provisions...

Peer comparison

Used to calculate the efficiency ratio, a key benchmark for all retail banks.

Metric ID: pnc_segment_retail_banking_total_noninterest_expense

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.9B$1.9B$1.9B$1.9B$1.89B$1.89B$1.89B$1.89B$1.84B$1.84B$1.84B$2.01B$1.9B$1.89B$1.94B$1.98B$2.12B
QoQ Change+0.0%+0.0%+0.0%-0.6%+0.0%+0.0%+0.0%-2.7%+0.2%+0.1%+9.1%-5.4%-0.6%+2.7%+1.9%+7.0%
YoY Change-0.6%-0.6%-0.6%-0.6%-2.7%-2.5%-2.5%+6.4%+3.5%+2.7%+5.4%-1.6%+11.2%
Range$1.84B$2.12B
CAGR+2.7%
Avg YoY Growth+1.3%
Median YoY Growth-0.6%
Current Streak3 quarters growth

Frequently Asked Questions

What is PNC Financial Services's retail banking — total noninterest expense?
PNC Financial Services (PNC) reported retail banking — total noninterest expense of $2.12B in Q1 2026.
How has PNC Financial Services's retail banking — total noninterest expense changed year-over-year?
PNC Financial Services's retail banking — total noninterest expense increased by 11.2% year-over-year, from $1.9B to $2.12B.
What is the long-term trend for PNC Financial Services's retail banking — total noninterest expense?
Over 3 years (2022 to 2025), PNC Financial Services's retail banking — total noninterest expense has grown at a 0.5% compound annual growth rate (CAGR), from $7.6B to $7.71B.
What does retail banking — total noninterest expense mean?
The total operating costs to run the retail banking segment.