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Usio, Inc. USIO Q1 2025 earnings

Reported May 14, 2025 · After market close

Revenue$22.0MMiss by $40.4K
EPS-$0.01Miss by $0.05
Revenue estimate$22.0M
EPS estimate$0.04

Next report

Nov 11, 2026 (in 2 months)
Revenue estimate$23.8M
EPS estimate$0.01

Financials

Q1 2025

Income statement

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Revenue$22.0M+5.0%
Gross profit$4.8M-0.9%
Operating income-$239.6K+15.0%
Net income-$235.0K+6.1%
EPS (diluted)-$0.010.0%

Balance sheet

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Cash & equivalents$8.7M+23.6%
Total debt$3.7M+12.7%
Total equity$19.0M+24.3%
Total assets$109.6M+10.7%

Cash flow

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Operating cash flow$1.4M+1,450%
CapEx$22.6K-87.2%
Free cash flow$1.4M+1,634%

Valuation & ratios

Valuation

as of 03/31/25
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Market cap$38.71M-13.7%
Enterprise value$33.66M-18.0%
P/E11.7×—
P/S0.5×-0.1×

Profitability

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Gross margin23.3%-0.6pp
Operating margin-1.7%+5.5pp
Net margin4%+3.3pp
FCF margin4.9%—

Returns & leverage

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Return on equity19.4%+16.0pp
Debt / equity0.2×0.0×
Current ratio1.1×0.0×

Segments

By product

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Credit Card Revenue$7.9M+4.2%
Output Solutions$5.8M+4.2%
ACH And Complementary Service Revenue$5.0M+30.0%
Prepaid Card Services Revenue$2.9M-13.0%
Ach And Complementary Service Interest Revenue$224.1K+5.9%

By segment

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Merchant Services$16.2M+5.5%

FAQ

When did Usio, Inc. report Q1 2025 earnings?
Usio, Inc. (USIO) reported Q1 2025 earnings on May 14, 2025 after market close.
What were Usio, Inc.'s Q1 2025 revenue and EPS?
Usio, Inc. reported revenue of $22.0M and eps of $-0.01 for Q1 2025.
Did Usio, Inc. beat estimates in Q1 2025?
Revenue missed the consensus estimate of $22.0M by $40.4K. EPS missed the consensus estimate of $0.04 by $0.05.
How did Usio, Inc.'s Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.3% from $20.3M a year earlier and eps grew 0.0% from $-0.01.
Where can I find Usio, Inc.'s Q1 2025 SEC filings?
You can read the 8-K earnings release (0001437749-25-016824) and the 10-Q periodic report (0001437749-25-016823) directly on SEC EDGAR. The filing index links above go to sec.gov.