When did Usio, Inc. report Q1 2025 earnings?

Usio, Inc. (USIO) reported Q1 2025 earnings on May 14, 2025 after market close.

What were Usio, Inc.'s Q1 2025 revenue and EPS?

Usio, Inc. reported revenue of $22.0M and diluted EPS of $-0.01 for Q1 2025.

Did Usio, Inc. beat estimates in Q1 2025?

Revenue missed the consensus estimate of $22.0M by $40.4K. EPS missed the consensus estimate of $0.04 by $0.05.

How did Usio, Inc.'s Q1 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 8.3% from $20.3M a year earlier and diluted EPS grew 0.0% from $-0.01.

Where can I find Usio, Inc.'s Q1 2025 SEC filings?

You can read the 10-Q periodic report (0001437749-25-016823) directly on SEC EDGAR. The filing index links above go to sec.gov.

Usio, Inc. USIO Q1 2025 earnings

Reported May 14, 2025 · After market close

Revenue$22.0MMiss by $40.4K Diluted EPS-$0.01Miss by $0.05

Revenue estimate$22.0M

EPS estimate$0.04

Next report

Aug 5, 2026 (In 3 weeks)

Revenue estimate$23.7M

EPS estimate-$0.01

Financials

Q1 2025

Income statement

See full

Revenue$22.0M+5.0%

Gross profit$4.8M-0.9%

Operating income-$239.6K+15.0%

Net income-$235.0K+6.1%

EPS (diluted)-$0.010.0%

Balance sheet

See full

Cash & equivalents$8.7M+23.6%

Total debt$3.7M+12.7%

Total equity$19.0M+24.3%

Total assets$109.6M+10.7%

Cash flow

See full

Operating cash flow$1.4M+1,450%

CapEx$22.6K-87.2%

Free cash flow$1.4M+1,634%

Valuation & ratios

Valuation

as of 03/31/25

See full

Market cap$38.71M-13.7%

Enterprise value$33.66M-18.0%

P/E11.7×—

P/S0.5×-0.1×

Profitability

See full

Gross margin23.3%-0.6pp

Operating margin-1.7%+5.5pp

Net margin4%+3.3pp

FCF margin4.9%—

Returns & leverage

See full

Return on equity19.4%+16.0pp

Debt / equity0.2×0.0×

Current ratio1.1×0.0×

Segments

By product

See full

Credit Card Revenue$7.9M+4.2%

Output Solutions$5.8M+4.2%

ACH And Complementary Service Revenue$5.0M+30.0%

Prepaid Card Services Revenue$2.9M-13.0%

Ach And Complementary Service Interest Revenue$224.1K+5.9%

By segment

See full

Merchant Services$16.2M+5.5%

Versus estimates

Revenue

Q1 2026$25.5MBeat by $2.3M Q4 2025$22.2MMiss by $862.0K Q3 2025$21.2MMiss by $1.9M Q2 2025$20.0MMiss by $2.4M

Q1 2025$22.0MMiss by $40.4K

Q4 2024$20.6MMiss by $536.8K

Diluted EPS

Q1 2026$0.00Beat by $0.01 Q4 2025-$0.05Miss by $0.06 Q3 2025-$0.02Miss by $0.03 Q2 2025-$0.01In line

Q1 2025-$0.01Miss by $0.05

Q4 2024$0.02Beat by $0.01

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Questions, answered.

When did Usio, Inc. report Q1 2025 earnings?: Usio, Inc. (USIO) reported Q1 2025 earnings on May 14, 2025 after market close.
What were Usio, Inc.'s Q1 2025 revenue and EPS?: Usio, Inc. reported revenue of $22.0M and diluted EPS of $-0.01 for Q1 2025.
Did Usio, Inc. beat estimates in Q1 2025?: Revenue missed the consensus estimate of $22.0M by $40.4K. EPS missed the consensus estimate of $0.04 by $0.05.
How did Usio, Inc.'s Q1 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 8.3% from $20.3M a year earlier and diluted EPS grew 0.0% from $-0.01.
Where can I find Usio, Inc.'s Q1 2025 SEC filings?: You can read the 10-Q periodic report (0001437749-25-016823) directly on SEC EDGAR. The filing index links above go to sec.gov.