When did Usio, Inc. report Q4 2025 earnings?

Usio, Inc. (USIO) reported Q4 2025 earnings on March 18, 2026 after market close.

What were Usio, Inc.'s Q4 2025 revenue and EPS?

Usio, Inc. reported revenue of $22.2M and diluted EPS of $-0.05 for Q4 2025.

Did Usio, Inc. beat estimates in Q4 2025?

Revenue missed the consensus estimate of $23.1M by $862.0K. EPS missed the consensus estimate of $0.01 by $0.06.

How did Usio, Inc.'s Q4 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 8.0% from $20.6M a year earlier.

Where can I find Usio, Inc.'s Q4 2025 SEC filings?

You can read the 8-K earnings release (0001437749-26-008836) and the 10-K periodic report (0001437749-26-008833) directly on SEC EDGAR. The filing index links above go to sec.gov.

Usio, Inc. USIO Q4 2025 Annual earnings

Reported March 18, 2026 · After market close

Revenue$22.2MMiss by $862.0K Diluted EPS-$0.05Miss by $0.06

Revenue estimate$23.1M

EPS estimate$0.01

Next report

Aug 5, 2026 (In 3 weeks)

Revenue estimate$23.7M

EPS estimate-$0.01

Financials

Q4 2025

Income statement

See full

Revenue$22.2M+8.2%

Gross profit$4.9M-3.8%

Operating income-$1.3M-109%

Net income-$1.5M-338%

EPS (diluted)-$0.05-350%

Balance sheet

See full

Cash & equivalents$7.4M-7.7%

Total debt$3.9M+0.6%

Total equity$17.9M-6.5%

Total assets$134.9M+25.8%

Cash flow

See full

Operating cash flow$99.6K-90.1%

CapEx$142.4K+93.8%

Valuation & ratios

Valuation

as of 12/31/25

See full

Market cap$37.14M-6.2%

Enterprise value$33.59M-5.2%

P/S0.4×0.0×

Profitability

See full

Gross margin23.1%-0.6pp

Operating margin-2.8%+3.5pp

Net margin-2.9%-6.9pp

Returns & leverage

See full

Return on equity-13.6%-32.9pp

Debt / equity0.2×0.0×

Current ratio1.1×0.0×

Segments

By product

See full

Credit Card Revenue$7.7M+6.8%

ACH And Complementary Service Revenue$6.1M+33.0%

Output Solutions$5.5M+5.6%

Prepaid Card Services Revenue$2.6M-15.6%

Ach And Complementary Service Interest Revenue$184.3K-1.1%

By segment

See full

Merchant Services$16.8M+9.0%

Versus estimates

Revenue

Q1 2026$25.5MBeat by $2.3M

Q4 2025$22.2MMiss by $862.0K

Q3 2025$21.2MMiss by $1.9M Q2 2025$20.0MMiss by $2.4M Q1 2025$22.0MMiss by $40.4K Q4 2024$20.6MMiss by $536.8K

Diluted EPS

Q1 2026$0.00Beat by $0.01

Q4 2025-$0.05Miss by $0.06

Q3 2025-$0.02Miss by $0.03 Q2 2025-$0.01In line Q1 2025-$0.01Miss by $0.05 Q4 2024$0.02Beat by $0.01

Ask the moment Usio, Inc. reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did Usio, Inc. report Q4 2025 earnings?: Usio, Inc. (USIO) reported Q4 2025 earnings on March 18, 2026 after market close.
What were Usio, Inc.'s Q4 2025 revenue and EPS?: Usio, Inc. reported revenue of $22.2M and diluted EPS of $-0.05 for Q4 2025.
Did Usio, Inc. beat estimates in Q4 2025?: Revenue missed the consensus estimate of $23.1M by $862.0K. EPS missed the consensus estimate of $0.01 by $0.06.
How did Usio, Inc.'s Q4 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 8.0% from $20.6M a year earlier.
Where can I find Usio, Inc.'s Q4 2025 SEC filings?: You can read the 8-K earnings release (0001437749-26-008836) and the 10-K periodic report (0001437749-26-008833) directly on SEC EDGAR. The filing index links above go to sec.gov.