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Usio, Inc. USIO Q2 2025 earnings

Reported August 6, 2025 · After market close

Revenue$20.0MMiss by $2.4M
EPS-$0.01In line
Revenue estimate$22.3M
EPS estimate-$0.01

Next report

Nov 11, 2026 (in 2 months)
Revenue estimate$23.8M
EPS estimate$0.01

Financials

Q2 2025

Income statement

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Revenue$20.0M-0.6%
Gross profit$5.1M+7.1%
Operating income-$397.0K-90.0%
Net income-$366.7K-586%
EPS (diluted)-$0.01—

Balance sheet

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Cash & equivalents$7.5M+4.9%
Total debt$3.5M+12.5%
Total equity$18.7M+19.2%
Total assets$108.4M-0.4%

Cash flow

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CapEx$51.3K—

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$36.59M-9.3%
Enterprise value$32.57M-10.3%
P/E12.7×—
P/S0.4×-0.1×

Profitability

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Gross margin23.7%-0.1pp
Operating margin-1.9%+0.7pp
Net margin3.4%+2.8pp

Returns & leverage

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Return on equity16.7%+13.3pp
Debt / equity0.2×0.0×
Current ratio1.1×0.0×

Segments

By product

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Credit Card Revenue$7.0M-3.0%
ACH And Complementary Service Revenue$5.2M+33.3%
Output Solutions$4.7M-0.8%
Prepaid Card Services Revenue$2.7M-25.8%
Ach And Complementary Service Interest Revenue$176.5K-7.2%

By segment

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Merchant Services$15.3M-0.5%

FAQ

When did Usio, Inc. report Q2 2025 earnings?
Usio, Inc. (USIO) reported Q2 2025 earnings on August 6, 2025 after market close.
What were Usio, Inc.'s Q2 2025 revenue and EPS?
Usio, Inc. reported revenue of $20.0M and eps of $-0.01 for Q2 2025.
Did Usio, Inc. beat estimates in Q2 2025?
Revenue missed the consensus estimate of $22.3M by $2.4M. EPS beat the consensus estimate of $-0.01 by $0.00.
How did Usio, Inc.'s Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 0.6% from $20.1M a year earlier.
Where can I find Usio, Inc.'s Q2 2025 SEC filings?
You can read the 8-K earnings release (0001437749-25-025069) and the 10-Q periodic report (0001437749-25-025067) directly on SEC EDGAR. The filing index links above go to sec.gov.