When did Usio, Inc. report Q2 2025 earnings?

Usio, Inc. (USIO) reported Q2 2025 earnings on August 6, 2025 after market close.

What were Usio, Inc.'s Q2 2025 revenue and EPS?

Usio, Inc. reported revenue of $20.0M and diluted EPS of $-0.01 for Q2 2025.

Did Usio, Inc. beat estimates in Q2 2025?

Revenue missed the consensus estimate of $22.3M by $2.4M. EPS beat the consensus estimate of $-0.01 by $0.00.

How did Usio, Inc.'s Q2 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue declined 0.6% from $20.1M a year earlier.

Where can I find Usio, Inc.'s Q2 2025 SEC filings?

You can read the 10-Q periodic report (0001437749-25-025067) directly on SEC EDGAR. The filing index links above go to sec.gov.

Usio, Inc. USIO Q2 2025 earnings

Reported August 6, 2025 · After market close

Revenue$20.0MMiss by $2.4M Diluted EPS-$0.01In line

Revenue estimate$22.3M

EPS estimate-$0.01

Next report

Aug 5, 2026 (In 3 weeks)

Revenue estimate$23.7M

EPS estimate-$0.01

Financials

Q2 2025

Income statement

See full

Revenue$20.0M-0.6%

Gross profit$5.1M+7.1%

Operating income-$397.0K-90.0%

Net income-$366.7K-586%

EPS (diluted)-$0.01—

Balance sheet

See full

Cash & equivalents$8.1M+12.6%

Total debt$3.5M+12.5%

Total equity$18.7M+19.2%

Total assets$108.4M-0.4%

Cash flow

See full

CapEx$51.3K—

Valuation & ratios

Valuation

as of 06/30/25

See full

Market cap$36.59M-9.3%

Enterprise value$32.02M-11.8%

P/E12.7×—

P/S0.4×-0.1×

Profitability

See full

Gross margin23.7%-0.1pp

Operating margin-1.9%+0.7pp

Net margin3.4%+2.8pp

Returns & leverage

See full

Return on equity16.7%+13.3pp

Debt / equity0.2×0.0×

Current ratio1.1×0.0×

Segments

By product

See full

Credit Card Revenue$7.0M-3.0%

ACH And Complementary Service Revenue$5.2M+33.3%

Output Solutions$4.7M-0.8%

Prepaid Card Services Revenue$2.7M-25.8%

Ach And Complementary Service Interest Revenue$176.5K-7.2%

By segment

See full

Merchant Services$15.3M-0.5%

Versus estimates

Revenue

Q1 2026$25.5MBeat by $2.3M Q4 2025$22.2MMiss by $862.0K Q3 2025$21.2MMiss by $1.9M

Q2 2025$20.0MMiss by $2.4M

Q1 2025$22.0MMiss by $40.4K Q4 2024$20.6MMiss by $536.8K

Diluted EPS

Q1 2026$0.00Beat by $0.01 Q4 2025-$0.05Miss by $0.06 Q3 2025-$0.02Miss by $0.03

Q2 2025-$0.01In line

Q1 2025-$0.01Miss by $0.05 Q4 2024$0.02Beat by $0.01

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Questions, answered.

When did Usio, Inc. report Q2 2025 earnings?: Usio, Inc. (USIO) reported Q2 2025 earnings on August 6, 2025 after market close.
What were Usio, Inc.'s Q2 2025 revenue and EPS?: Usio, Inc. reported revenue of $20.0M and diluted EPS of $-0.01 for Q2 2025.
Did Usio, Inc. beat estimates in Q2 2025?: Revenue missed the consensus estimate of $22.3M by $2.4M. EPS beat the consensus estimate of $-0.01 by $0.00.
How did Usio, Inc.'s Q2 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue declined 0.6% from $20.1M a year earlier.
Where can I find Usio, Inc.'s Q2 2025 SEC filings?: You can read the 10-Q periodic report (0001437749-25-025067) directly on SEC EDGAR. The filing index links above go to sec.gov.