Skip to content
Screener

Usio, Inc. USIO Q1 2026 earnings

Reported May 13, 2026 · After market close

Revenue$25.5MBeat by $2.3M
EPS$0.00Beat by $0.01
Revenue estimate$23.2M
EPS estimate-$0.01

Next report

Nov 11, 2026 (in 2 months)
Revenue estimate$23.8M
EPS estimate$0.01

Financials

Q1 2026

Income statement

See full
Revenue$25.5M+15.7%
Gross profit$5.1M+6.8%
Operating income$225.7K+194%
Net income$122.5K+152%
EPS (diluted)$0.00+100%

Balance sheet

See full
Cash & equivalents$7.7M-11.3%
Total debt$4.9M+32.8%
Total equity$18.1M-4.5%
Total assets$120.2M+9.6%

Cash flow

See full
Operating cash flow$946.7K-31.1%
CapEx$398.1K+1,661%
Free cash flow$548.7K-59.4%

Valuation & ratios

Valuation

as of 03/31/26
See full
Market cap$31.63M-18.3%
Enterprise value$28.78M-14.5%
P/S0.4×-0.1×

Profitability

See full
Gross margin22.5%-0.8pp
Operating margin-2.1%+0.7pp
Net margin-2.4%-6.4pp

Returns & leverage

See full
Return on equity-11.6%-31.0pp
Debt / equity0.3×+0.1×
Current ratio1.1×0.0×

Segments

By product

See full
Credit Card Revenue$9.7M+23.2%
Output Solutions$6.8M+18.7%
ACH And Complementary Service Revenue$6.3M+24.8%
Prepaid Card Services Revenue$2.4M-18.4%
Ach And Complementary Service Interest Revenue$122.2K-45.5%

By segment

See full
Merchant Services$18.6M+14.7%

FAQ

When did Usio, Inc. report Q1 2026 earnings?
Usio, Inc. (USIO) reported Q1 2026 earnings on May 13, 2026 after market close.
What were Usio, Inc.'s Q1 2026 revenue and EPS?
Usio, Inc. reported revenue of $25.5M and eps of $0.00 for Q1 2026.
Did Usio, Inc. beat estimates in Q1 2026?
Revenue beat the consensus estimate of $23.2M by $2.3M. EPS beat the consensus estimate of $-0.01 by $0.01.
How did Usio, Inc.'s Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 15.7% from $22.0M a year earlier.
Where can I find Usio, Inc.'s Q1 2026 SEC filings?
You can read the 8-K earnings release (0001437749-26-016711) and the 10-Q periodic report (0001437749-26-016710) directly on SEC EDGAR. The filing index links above go to sec.gov.